Complaint Review: Law Offices Of Richard A Brennan United Christian Financial CreditCure - Frederick Maryland

This is going to be my last post on this site in response to anything that Mr. Brennan has to say. Mr. Brennan, I have corresponded with you and shown you exactly why you owe me more that the piddly $186 that you sent me. You have my bank statements, my credit card statements etc... Tell me how, when you withdrew $633.32 from my checking account, and only actually paid out to my creditors $50 because 90% of the checks that you sent bounced, how does that equal a $186 refund??? Please enlighten me as apparently AP Math in high school did me no good if $633.32 - $50 = $186. That fact right there coupled with the fact that you are responsible for ALL of the Non-sufficient fund fee's that I was charged for YOU bouncing checks, the late payment fee's that I was charged because of your inept handling of the money that YOU debited from my account, the overlimit fee's that I got charged because YOU incurred a bunch of fee's on my accounts that pushed me over my credit limits, and the fact that ALL OF MY APR's went up a minimum of 7%, some as much as 16%, which I will deal with for a long time to come, these fee's and charges you owe as well and they total a pretty hefty sum as we have discussed. You say that I did not follow the rules, YES I DID! My money was entrusted to you on the dates that payments were required, you F'd up, not me. And yeah, after all this stuff started, I didn't sign your stupid papers, why would I sign those and pay you more money when you had already stolen from me for months? Do I have the word RETARD stamped across my forehead? No, I don't, you thieving SOB. For everyone else out there, our time is coming. There is a peer review set up for next week with the Maryland Attorney Grievance committee to look into this matter and I personally will be attending and boy, do I have a lot to say. I also want to mention the fact that a class action suit has been filed on our behalf against Brennan by a very nice attorney by the name of James P Koch. Brennan, your uppance shall come. Have you ever heard the Biblical verse, the Golden Rule, do unto others as you would have done to you? You have broken this cardinal rule of humanity, you have broken people who were not in the position to recover from the loss of their money. You are a horrible human being and I can only hope that once all is said and done, there will not be one person on this earth that will do business with you. Liar!

Kristy, I understand the anger and frustration. However, both my office and an independent auditor reviewed her files and found the same thing. She was indeed refunded what was owed. She also DID NOT follow instructions that would have prevented any further harm. I have gone out of my way to assist her, yet she rejects it because she wants money that is not owed to her. This will be born out in the facts. I wish Kristy no ill will, and only the best. Deeply distressed, Richard

First, I want to address Mr. Brennan's above post indicating that he has "prepared the necessary letters and refund". Mr. Brennan emailed me on 1/23/07 and indicated that he sent me a package with the letters that he sent to my creditor's, the credit buruea's and my refund, he actually indicated that he sent it overnight mail. Well, today is 2/8/07 and guess what I have not received? You guessed it, I have not received my refund. I also contacted ALL of my creditors and the credit bureaus' and they tell me that they have NOT received any letters on my behalf from LORAB. Shocking, I know. The above is just another in the LOOOOOOOONG series of lies told to me directly by Richard Brennan. Next issue I would like to address is the comment about me not being his client. Richard, when you took over the book of debt consolidation business for your client United Christian Financial, Creditcure whatever you want to call them, I became your client. You should not have taken over a book of business that you were not capable of handling with the inadequate staff that you employ. You took over that client to make money and unfortunately, you are now on the losing end. Just because you mishandled this situation by biting off more than you could chew does not mean that WE, your clients through proxy, should have to suffer. So, again, I stronly encourage all involved with this thief, liar etc... to stand up for yourself! THIS WILL NOT GO AWAY RICHARD, NO MATTER HOW MANY LIES YOU TELL, I WILL NOT GO AWAY! To rip off people who are in a shaky financial position, people who put their trust in you to help them with their debt, it is absolutely unconscionable. You should not only be ashamed of yourself, but you should pay in every way that the law affords us, and you will, it is my new life goal. Please everyone, continue to contact the Maryland BBB, the MAryland Attorney Grievance committee, the Attorney General of Maryland and your own home state. Also, please contact attorney James Koch who has been kind enough to help us with our fight against Tricky d**k. His email is [email protected]. I sincerely hope that Richard will be disbarred and hopefully at his hearing in April, that is exactly what will happen!

I have corresponded and spoken with this individual and we have had pleasant conversations. She has complained of items that were not born out by the facts. We have prepared for a refund of any money due to her and I have prepared the necessary letters for her creditors and credit bureaus. We regret the problems experienced by these individuals, however the events were not caused by the Law Offices. No client had any money stolen by the law offices, and as she even states, she was NOT a law office client. She was a client of one of our corporate clients. We sincerely wish to assist these individuals, but must have them follow instructions. As for this client, we understand and appreciate her frustration. We only wish to assist in resolving this matter.

I have been emailing back and forth with Dicky for the past 3 months because he FINALLY got back to me with a valid email address. He even gave me his cell #. We spoke and his was very "disturbed" by all that had happened and I thought after our 45 minute conversation that he would actually do something. Again, I was WRONG. The only things that come out of that man and his staff's mouths are complete and utter bullshit lies! I just got an email from him on Tuesday and he said he sent my refund what more did I want? Well, I emailed him and said, when did you send it cause I sure as hell don't have it. He replied, I sent it right after our phone conversation in November. Well, he didn't. He didn't even have my bank statements and the amount that needed to be refunded until December. Folks, he is an a*****e. There is a class action suit filed against him by Attorney James Koch in Maryland. If you have been screwed, contact him at email: [email protected]. He is looking for anyone else that has been screwed. We already have a good group of people in the lawsuit but EVERYONE deserves to get their money back from Brennan! Please also continue to send your letters to the BBB, they have a file on him as big as an ocean, as does the Maryland Attorney Grievance committee. Lastly, this guy is a criminal and I have found out that we can go after him criminally. Most of us put stop payments against him with our banks and told him we no longer wanted to do business with him but he still tried to pull from the bank accounts. This is wire fraud and it is a felony. I can think of no place better for this guy than a rotting jail cell. My email is (((ROR REDACTED E-MAIL ADDRESS FOR SECURITY PURPOSES))) if you have any other questions or concerns CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

If you were initially referred to LORAB by United Christian Financial or Fidelity Reserves you may be able to get a refund on your initial deposit. Apparently, UCF has been accquired by FR and when I contacted them about LORAB's breach of contract they promptly refunded my initial deposit (less $75). Unfortunately you are still up a creek w/ LORAB.

Law Offices of Richard A Brennan 6809-D Bowman's Crossing Frederick, Maryland 21703 Show your support for the hundred's that this man has ripped off! Send him a letter, let him know what an &*&* he is!