Robert
Buffalo,#2Consumer Comment
Sun, August 24, 2008
""The title of my trade was never signed, actually it is a company vehicle and no party with interest in the asset gave release, if a signed title shows up there is another count of fraud. "" You traded in a truck you DON'T own? That seems to be fraud as well!
Thomas
Astoria,#3Author of original report
Sun, August 24, 2008
That's cute your dating a guy that admits to playing the defrauding game. Well here is my progress on the situation My attorney filed a complaint with the Attorney General, we have a response and they are questioning the dealership. We are waiting for a response as of today. I went to another dealer and they said they could do nothing as far as getting me out of the vehicle. After looking over my paper work they pulled my credit, my beacon score is a 745. They are going to question the lender as to why they put me at such a high rate since there are regulations on how high of interest you can charge, the response will be recorded and filed. The rebate on the vehicle was never given and having Chrysler audit them is going to be proposed. The MV-50 stated sale price of $1.00 also this is another audit to be conducted by the AG/DMV/IRS since it seems sales tax is a factor. The title of my trade was never signed, actually it is a company vehicle and no party with interest in the asset gave release, if a signed title shows up there is another count of fraud. The question is how many times has this been pulled off by this and other dealers?
AElyse
Lehighton,#4Consumer Comment
Fri, August 22, 2008
Car dealers screw you over. I know this, I'm dating one (Ha.) In fact I met him because I bought my car through him. Also a Dodge Caliber (what a coincidence.) Anyway, you stated the car was $18800, and you were expecting a "down payment" (trade in) of 4800. First of all, you will NEVER get what you want from a trade in. But regardless, you were expecting your loan to be for $14000, give or take, not including titles, tags, transfers, tax. All that good stuff. Maybe extended warranties, you said you bought the theft protection (which my boyfriend claims is a joke and a rip off, but anyway...) You were estimating what your monthly payment would be, given these values. Now you state that the paperwork showed your loan to be $36000, with an interest rate of 24%. This is over double, close to even triple what you thought you were going to be paying. This didnt reflect itself in your monthly payment? I find it hard to believe something this outrageous could go by unnoticed. And, 24% interest rate!!?? sheesh. You must have some badddd credit.
Cody
Alvin,#5Consumer Comment
Fri, July 25, 2008
I believe you were probably screwed over by this dealer, it happens all the time. However, you allowed them to do this and made the biggest blunder you can ever make. Signing contracts without even reading them and making sure everything is exactly as you agreed to. I do feel bad for you, but d**n, you have to wake up and take responsibility for trusting people with your money/finances...
Cody
Alvin,#6Consumer Comment
Fri, July 25, 2008
I believe you were probably screwed over by this dealer, it happens all the time. However, you allowed them to do this and made the biggest blunder you can ever make. Signing contracts without even reading them and making sure everything is exactly as you agreed to. I do feel bad for you, but d**n, you have to wake up and take responsibility for trusting people with your money/finances...
Cody
Alvin,#7Consumer Comment
Fri, July 25, 2008
I believe you were probably screwed over by this dealer, it happens all the time. However, you allowed them to do this and made the biggest blunder you can ever make. Signing contracts without even reading them and making sure everything is exactly as you agreed to. I do feel bad for you, but d**n, you have to wake up and take responsibility for trusting people with your money/finances...