Michael
Bountiful,#2Consumer Comment
Fri, December 07, 2007
This is a civil matter not criminal. They are NOT going to have you hauled off to jail. They don't have that authority. So tell them to go f*ck themselves next time they say that. You are protected under FDCPA/FCRA. Do not talk to them on the phone. Demand everything in writing. When you write back send the letter certified return receipt. In this letter demand proof of the debt and that they are legally entitled to collect it. NEVER admit that you owe anything and NEVER give out your personal banking or credit card information. For more help go to budhibbs.com and debtorboards.com. These two sites have a TON of information on how to deal with junk debt buyers.