I received a phone call from Lexington Law and unfortunately, fell for all their lies. I gave my credit card information for the initial report and was told there would be no further charges until "services were rendered". In the middle of a hurricane, they took $119.95 out of my checking account. I disputed the charges. My bank suggested I call them. They are willing to close the account. However, they will not refund my hard earned money, because they already filed 3 disputes on my credit report. Medical reason's are my primary debts and I am disabled. I now fear, that they not only ruined my credit, but ruining future opportunities for receiving care. Very scary and the rude and callousness man on the phone has me so upset with his lies and taunts. I did not come to this site to file a grievance, however, when I saw how many similar reports there were, I had to and for reason, the same as everyone else.