- Report: #122037
Complaint Review: LHR - Hamburg New York
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LHR
56 Main Street Hamburg, 14075 New York, U.S.A.
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LHR ripoff invented 1992 debt they say I incurred as a principal in a corporation, all lies! Hamburg New York
In September 2004 I was contacted by LHR who said they had purchased a debt incurred by Play Palace, Inc., a corporation they said I was a party to. The debt was incurred in 1992. They said the debt was now over $4000 and had been sold to them by First Charter Bank, with whom I have never done any business.
I said I had never been a member of any such corporation and would not satisfy a debt I had not incurred. They said I could pay $1000 to satisfy the debt now, but that if they had to prove I had incurred it I would have to pay the whole thing. They had my social security number attached to this debt somehow. They also said they had written me numerous times about this debt, which was not true.
After that conversation, they did send me a written notice, which said that I had 30 days to respond in writing, which I did, return receipt requested. In my letter I told them that I disputed this bill, and that I wanted them to send me some documentation that would prove I had incurred this debt. They have not done so.
I now receive calls every few days threatening me with various things. I do not respond to these, and I will not do anything else until they send me some proof. I have filed a complaint with the FTC and if and when this appears on my credit report I will protest it. Is there anything else I should do?
Patricia
Cleveland, Ohio
U.S.A.
I said I had never been a member of any such corporation and would not satisfy a debt I had not incurred. They said I could pay $1000 to satisfy the debt now, but that if they had to prove I had incurred it I would have to pay the whole thing. They had my social security number attached to this debt somehow. They also said they had written me numerous times about this debt, which was not true.
After that conversation, they did send me a written notice, which said that I had 30 days to respond in writing, which I did, return receipt requested. In my letter I told them that I disputed this bill, and that I wanted them to send me some documentation that would prove I had incurred this debt. They have not done so.
I now receive calls every few days threatening me with various things. I do not respond to these, and I will not do anything else until they send me some proof. I have filed a complaint with the FTC and if and when this appears on my credit report I will protest it. Is there anything else I should do?
Patricia
Cleveland, Ohio
U.S.A.
4 Updates & Rebuttals
Kevin
Brighton,New York,
U.S.A.
LHR ripoff and statute of limitations
#2Consumer Comment
Sat, December 18, 2004
Find out the statute of limitations in your state. If the debt is out of statute, they are SOL even if it was a valid debt. Also, remember that they have 30 days to respond to your debt verification request or else they cannot pursue it any further. Once the 30 days is up, you should send them a cease and desist letter return reeipt requested. After that, if they contact you again, you can sue them.
Kevin
Brighton,New York,
U.S.A.
LHR ripoff and statute of limitations
#3Consumer Comment
Sat, December 18, 2004
Find out the statute of limitations in your state. If the debt is out of statute, they are SOL even if it was a valid debt. Also, remember that they have 30 days to respond to your debt verification request or else they cannot pursue it any further. Once the 30 days is up, you should send them a cease and desist letter return reeipt requested. After that, if they contact you again, you can sue them.
Kevin
Brighton,New York,
U.S.A.
LHR ripoff and statute of limitations
#4Consumer Comment
Sat, December 18, 2004
Find out the statute of limitations in your state. If the debt is out of statute, they are SOL even if it was a valid debt. Also, remember that they have 30 days to respond to your debt verification request or else they cannot pursue it any further. Once the 30 days is up, you should send them a cease and desist letter return reeipt requested. After that, if they contact you again, you can sue them.
Kevin
Brighton,New York,
U.S.A.
LHR ripoff and statute of limitations
#5Consumer Comment
Sat, December 18, 2004
Find out the statute of limitations in your state. If the debt is out of statute, they are SOL even if it was a valid debt. Also, remember that they have 30 days to respond to your debt verification request or else they cannot pursue it any further. Once the 30 days is up, you should send them a cease and desist letter return reeipt requested. After that, if they contact you again, you can sue them.
