Mona
Tuolumne,#2Author of original report
Sat, February 10, 2007
I continue to maintain that Lobel Financial utilizes unfair and illegal debt collection practices and that's putting it mildly. Our home is still being contacted in an attempt to collect the debt that I mentioned in my original complaint. After doing a little research and questioning the individual that Lobel is trying to reach (your not going to believe this), not only was the vehicle paid off and the loan requirements fulfilled last year (even after Lobel quoted, misquoted, and requoted the final payoff amount half a dozen times) but a transfer of title and a registration refund was given to the individual. Now after a year maybe more of the vehicle belonging to another party, title and all...Lobel is once again sniffing around my home and every family member that we have claiming that $3,000 is owing (despite the final payoff) and that the account is in arrears. This week alone I have received 4 calls every day for the last 4 days in a row. Each time I have explained that I've seen the paperwork and that their records are in error. Each time an apology is forthcoming and "something" is noticed that was posted in the file. And the following day I receive 4 more calls and go through the whole thing all over again. My elderly father in another state that has no knowledge of the transaction between Lobel and the individual that they are trying to reach...has been contacted as well. How did they get all these phone numbers...well it's only one of two ways: Dumpster diving-I doubt or hacking into people's phone records (land line and cell). That alone is illegal. I'm no prophet but trust me...keep your records folks because one day there is going to be a class action lawsuit against Lobel and each one of you is going to need to prove that you were a victim to get a refund. Final note: I've seen the letter from Lobel thanking the individual that they are trying to reach for the final payoff and a reminder that the title to the vehicle should be received shortly and guess what...it was! I saw that too. What Lobel is doing cannot be considered legal financing...extortion and racketeering is a more accurate definition!
Mona
Tuolumne,#3Author of original report
Sat, September 09, 2006
Will the California/Sacramento individual contact me again by phone or email? My 9 year old email account was hacked into and all my contacts were deleted--this is a first! I don't have anyway to contact you since your email was in the batch that was taken. I can not respond with the information that was requested until you recontact me.