Motherof2
Lawton,#2General Comment
Sun, January 17, 2010
My husband was also subjected to the same thing last year, however, his situation is different because he is not disabled. Love, Beal, and Nixon also drained our bank account last year and left me unable to buy groceries for our son, unborn child and myself! I had no idea what had happened because we never received any notice pertaining to the garnishment. I did speak with the bank about it and the only thing they could do was give me garnishment papers, which basically stated how much they took. Our bank never contaced us as well. We were working with a debt program and the associate that was assigned to my husband case worked with LBN the whole time. My husband was deployed at the time and I was under a very big amount of stress so we settled with them for a certain amount. My husband and I were under the assumption that since this debt was on his account then it must have been his or something his ex wife had racked up while they were together. LBN was not very cooperative and were rude to associate who was working with us from the debt program.
Now LBN is trying to get more money from us from the same debtor but a different amount. After going through this before I am very cautious of what happens with our money and our credit. I had contacted LBN this time and the woman I spoke with could not give me any answers or direct me to someone who could answer my questions. All she told me is that I needed to submit something in writing validating the debt, which I had already done they just had not answered my questions in detail. We have sent many letters trying to validate the debt but no response. We are going to have one sent certified this week so we know that they have received it. As I am researching this more I am finding that many people have complaints about LBN and HSBC bank of Nevada! I feel that we were robbed of our money the first time and I dont plan to let it happen again. If I find out anymore information I will post it!
Steph
Minor Hill,#3Consumer Comment
Thu, October 29, 2009
I would close the account and reopen it with new #s I would also report the transactions made by this scum agency as a frauduant transaction.
Stacey
Dallas,#4Consumer Comment
Wed, October 28, 2009
go to www.budhibbs.com to get information and links to attorneys who deal with these type of bottom feeder scumbag collection agencies
Jen
Muskogee,#5Author of original report
Tue, October 27, 2009
We didn't give them our account numbers, not really sure how they got them. We spoke to the DA, he said it was civil and couldn't handle it.
Also, does anyone know the Oklahoma Statute number that states that the case has to be filed in the county you reside in? I can't seem to find it.
Steph
Minor Hill,#6Consumer Comment
Tue, October 27, 2009
I am wondering how did they get your account #s. What they did was illegal I would imform the bank of this and request that you close the accounts and reopen them with new #s I would refuse to give these thieves the new account #s .If they refuse I would go to another bank and close the account there. I would also report these thieves to the local DA. I would tell who ever the DA is that money was taken from your bank account and your grand parents . I would also request that these thieves be prosecuted to the full extent of the law .