I responded to a late night QVC infomercial offering 3 skin care products for $9.95. After a couple weeks went by (thereby voiding any return possibilities) , a debit appeared on my checking account for $89.95! I had used my debit over the phone initially to buy this-it also is a visa. By the time they snuck this $89.95 charge in ,it was the end of the month and bumped my payments to my electric co. and car insurance,plus insufficient funds charges. When I went online looking for phone numbers, they had all been disconnected! 1-212-691-7637. 1-212-691-3341 and 1-703-610-8694