- Report: #482370
Complaint Review: MCM - Midland Credit Management - Los Angeles California
Reported By:
hattie -
San Francisco, California, USA
Submitted:
Updated:
-
Author Not Confirmed
Why?
MCM - Midland Credit Management
P.O. Box 60578 Los Angeles, 90060 California, United States of America
Phone:
Web:
N/A
Categories:
Business Rating:
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MCM - Midland Credit Management Midland MCM's offices in PA and CA harrassing me with phone calls to collect on a paid, closed account and their agents KNOW whats on my credit report? , California
MCM has called me numerous times to collect on a paid in full, closed account. Each call is for a different amount due and requests for a full accounting of charges and payments on the account in question go unanswered.
June 2009 I sent a letter to their Pennsylvania office and threatened to proceed with the "applicable remedies afforded to me under the Fair Debt Collection Practices Act, including all remedies provided under Section 16:92". I also threatened to pursue additional remedies since their agents told me they knew this debt shows as negative on my credit report. Isn't it is illegal to access another person's credit report?
Today, August 19, 2009, I received yet another call from MCM. I asked why they had not responded to my June letter. The agent's response was that I sent the letter to an office that did not update files! What? I again requested a full accounting and was told I must prove it is paid in full. That is not my understanding of a disputed bill.
The agent finally gave me their "headquarter" address as P.O. Box 60578, Los Angeles, CA. I'm sending this letter via certified mail and will have my attorney friend send one for me also.
June 2009 I sent a letter to their Pennsylvania office and threatened to proceed with the "applicable remedies afforded to me under the Fair Debt Collection Practices Act, including all remedies provided under Section 16:92". I also threatened to pursue additional remedies since their agents told me they knew this debt shows as negative on my credit report. Isn't it is illegal to access another person's credit report?
Today, August 19, 2009, I received yet another call from MCM. I asked why they had not responded to my June letter. The agent's response was that I sent the letter to an office that did not update files! What? I again requested a full accounting and was told I must prove it is paid in full. That is not my understanding of a disputed bill.
The agent finally gave me their "headquarter" address as P.O. Box 60578, Los Angeles, CA. I'm sending this letter via certified mail and will have my attorney friend send one for me also.
1 Updates & Rebuttals
thatguy0811
USAMCM headquarters
#2
Fri, September 11, 2009
I also got that same address, but they also gave me their address in San Diego.
8875 Aero Drive, San Diego, CA 29123
The phone number which was given to me is: 800-265-8825
I hope that this information helps. I know I'll be using it against them.
