Alesia
Birmingham,#2Consumer Comment
Fri, June 09, 2006
I got a letter from Merchants on May 12 regarding an old Cross Country account that has been charged off for more than 8 years. I responded to Merchants with the SOL letter as well as a cease and desist. I pulled my credit report this week and saw that Merchants reported the account on my credit file as a collection account May 2006. Talk about working fast. It caused my credit score to take a nose dive. I have worked very hard over the years to get my credit back in shape and I have a credit score over 700 and that includes a bankruptcy (7 years old). After discovering the mark on my credit file. I sent them a debt validation letter which again included that the SOL has long passed. I also included with that letter a copy of my credit report from 5 years ago which list the very same debt they are now reporting. I have sent this to Merchant all, the three big credit bureaus, my state's attorney general's office and the FTC. They have picked the wrong one to try and screw without kissing first. I will keep you posted. Remember they don't care if the debt is uncollectable or past the time to be legally reported - they will do it because the game is to intimidate unsuspecting people of paying something. Don't let them get away with it.
Tammy
Memphis,#3Consumer Comment
Sun, June 04, 2006
Today I notice them spying on my credit report. It was a soft inquiry dated 01/03/2006. There is no collection mark on my report from them yet. Anyone knows what they are up to?? I also noticed a company name verifacts was snoopind also on 12/06/2004, which I heard was a skip trace company. Then of course CAVALRY PORTFOLIO put a collections on my report as of March of this year. For a collections for an alleged AT&T wireless bill thats a "fake" not "FRAUD! Anyone have any ideas what the hell they are up to? Are these companies associated running scam together??
De
LAS VEGAS,#4Consumer Comment
Wed, May 31, 2006
I HAVE ALSO BEEN VICTIMIZED BY THESE LOW LIFES! THEY ARE ON THE ROLE! IF YOU NOTICE, JUST THIS PAST YEAR ALREADY 19 COMPLAINTS! RIGHT HERE AT BAD BUSINESS BUREAU! WHO KNOWS HOW MANY OTHERS ARE BEING HARRASSED AND THREATENED BY THIS BOGUS ATTORNEY OFFICE TRYING TO STEAL MONEY! HERE IS A WEBSITE THAT WILL HELP US. NOTE: THEY ARE ON THE LIST OF ATTORNEY OFFICES THAT HAVE LAWSUITS AGAINST THEM! THIS SITE TOO WILL HELP YOU FIND AN ATTORNEY IN YOUR AREA ETC. GOOD LUCK!