michael shvartsman ( of conquest financal admeris) is not to be trusted as a business man, do not do business with him, i have known this guy and his family ( klara and gerald shvartsman) for over 15 years, michael is always looking to lure new investors into various companies he 'builds', he is a liar who does not have nearly any of the the money he claims, most things are not personally owned, SAVE YOUR MONEY AND TIME