Microsoft XABOX charged me $40, $20 and another $20 on August 10, 2019. I DO NOT own an XBOX and use only Mac. I reported this to my bank Bay Federal Credit Union in Santa Cruz three times without response or even a phone number to call. I am 71 and have Parkinson's Disease. I am on Social Security and need my $80! I am joining a class action suit and publishing on Facebook. This has affected thousands with huge bills and no help from the banks.