Midland
Mortgage and MidFirst Bank Mortgage Scam
U.S. VETERAN
For those many victims like me of predatory lending and illegal foreclosures. Readers Please pay close
attention, for what I am about to tell you is true. I have all the
documentation as proof to what I am about to lay out so. You and your attorneys
can put these people out where they belong. Putting them exactly where they put
you.
I have
no legal background experience, but have done my home work.
I would
like to first address the Banks, Mortgage Co., Lenders, and prosecuting
attorneys, FBI, Secret Service so called agents, that are provide false and
misleading reports their organizations. These are about to catch up with you. And those who
have indicated they are trying to resolve these criminal processes you full of
crap. Your only looking for the same thins the scammers are, (A paycheck) this
is a special announcement for the FBI agent in Kansas City, Mo. That I reported
the incident to (I did a Google and found a lot of people with the same problem
I am having. Now would you like to do your job)!!
(predatory
lenders/ Scammers) Readers U.S supreme Court Judges, Judges, and defense
attorneys are getting frustrated with fact
of having their courtroom packed with hardworking people that you are taking
advantage of. Foreclosure, bankrupt, and unemployment are about 75% in the last
3 years and you caused it.
(Victims)
Readers Please pay close attention, to beat these predatory lending and illegal foreclosures scammers. There are
things that you need to do to help prevent further damage case to point.
1. Pay your payments 5-10 days prior
to the due date if you can.
2. Make a copy of the check, Money
order, before you send the payment.
3. Send your payment Signed
Registered Return Receipt (Green Copy)
4. Note when you wrote the (check
/money order) the month it is for, account number, date it was cashed, and ask
for verification when it was cashed.
5. If they send the check back like
Midland Mortgage Co. does to obtain late charges. Send another
6. Keep your own Payment Ledger
attach all the information and give it to your defense attorney he is not the
enemy but the one who gets all the crap. Help your defense attorney HelpYou!!
In 2006
I filed Chapter 13 bankrupt because First Horizon wanted to be a part of that
Mortgage Scam ring. I had several problems with First Horizon Mortgage that
indicated the start of the mortgage scam. It first started out with two late
payments, an increase in payment, and then an increase in escrow. From that
point excessive double payments and misapplied payments indicating that
payments were late. Than allegations that payments were not being received.
That had started with First Horizon and continued over to Midland Mortgage and
MidFirst Bank.
I could write 15 pages of the Scams that these institutions have tried to use against me to include foreclosures 5 times on my house. But my point is its time for these Mortgage Scam, predatory lenders and illegal foreclosures scammers, Banks, Mortgage Co., Lenders, and prosecuting attorneys, FBI, Secret Service so called agents , that provide false and misleading reports their organizations about who they are trying help with you. And indicated they are trying to help the economy to resolve these criminal acts.
Donald
Kansas City,#2Author of original report
Sun, April 25, 2010
For those of you like me that have to deal with the miss fortunate
of having to be victim of the Midfirst Bank and
Midland Mortgage scammers.
Mortgage scam contains some type of
misstatement, misrepresentation, or omission relied upon by an underwriter or
lender to fund, purchase or insure a loan. Mortgage scam is easily practiced
particularly where mortgage industry professionals are involved. The true level of mortgage scam is largely unknown because a
significant portion of the mortgage industry is void of any mandatory fraud
reporting and in addition, mortgage fraud in the secondary market is often
under reported. Based on various industry reports and analysis, mortgage scam
is pervasive and growing. Mortgage scam can be basically analyzed as:
I Contacted the Kansas City Missouri FBI to report the incident,
and identify this Scam. But intern was told by the agent to get online and Google
to see it anyone else was having the same problem. Maybe I would be able to get
in on a class action Law suit.
I find it utterly amazing how the Banks , Mortgage Companies, Law
enforcement, Scammers, and people that have had the opportunity to live a
good life, and having someone like
myself to spend 23 years of my life fighting for their freedom make my life
hell. I am A U.S. Army Golf War Veteran
who had purchased a house in 2004 hoping to have a normal life after have
served my country.
My first mistake was to use
my the veterans G.I Bill to
assist me in the purchase the house which lead to Identity Theft, because the veterans administration
lost a notebook computer with valuable information of veterans.
The second mistake was buying a house as
First Horizon as the mortgage lender. After have made on time payments to First
Horizon for 2 years for some unknown reason my mortgage payments went from $792.00
to $1,494.00 double the amount. Than having paid the requested payments lead to
First Horizon indicating payment were not being received adding late charges, and I
fulfilling my responsibilities went
further e.g. making over-payments and making payments 15 days in advance on
payments that were supposed to be
applied to the principal but were instead pocketed. But First Horizon was determined to usurp as much home equity as possible so they
manufactured grounds for foreclosure by pocketing payments instead of crediting
them to the mortgage-account then claiming that the payments were not made, and
skipped along to foreclosure.
In July of 2008 the
mortgage was transferred to MidFirst/Midland Co. To continue the process before the transfer
the judge asked that I bring my account up to date as I had agreed. Paying First Horizon a Stipulation
and Consent Order payment of $ 4546.35 Total Payments. 15
days after the transfer Midland Mortgage
Co, decided to apply Payments to
other my normal payments 7/18/2008, 7/21/2008, and 7/31/2008.
Indicating they did not know how the Stipulation and Consent Order payments
worked applied the amount to my normal payments subtracting the
remaining amount that was supposed to be applied to the principal than pocketed
my normal payment. And indicating that the Stipulation
and Consent Order payments were never made. Nevertheless not being calculated
correctly from the start, and misapplied.
Pay your payments 5-10 days prior to
the due date if you can.
While this
is an Outrageous & Popular Scam (from the ripoffreport.com
categories) the MEDIA HAS BEEN So SILENT on
this type & source of fraudulent activity that many would probably guess it
to be an Unusual Scam. The
status of this particular series of events is that I wish to
initiate a FEDERAL
LAWSUIT
in the U.S. District Court. Therefore I am seeking legal representation and want to establish
contact with homeowners who have been similarly situated. In hope
to put these scam artist out of business.
MidFirst/Midland Co Scam
For those of you like me that have to deal with the miss fortunate
of having to be victim of the Midfirst Bank and
Midland Mortgage scammers.
Mortgage scam contains some type of
misstatement, misrepresentation, or omission relied upon by an underwriter or
lender to fund, purchase or insure a loan. Mortgage scam is easily practiced
particularly where mortgage industry professionals are involved. The true level of mortgage scam is largely unknown because a
significant portion of the mortgage industry is void of any mandatory fraud
reporting and in addition, mortgage fraud in the secondary market is often
under reported. Based on various industry reports and analysis, mortgage scam
is pervasive and growing. Mortgage scam can be basically analyzed as:
I Contacted the Kansas City Missouri FBI to report the incident,
and identify this Scam. But intern was told by the agent to get online and Google
to see it anyone else was having the same problem. Maybe I would be able to get
in on a class action Law suit.
I find it utterly amazing how the Banks , Mortgage Companies, Law
enforcement, Scammers, and people that have had the opportunity to live a
good life, and having someone like
myself to spend 23 years of my life fighting for their freedom make my life
hell. I am A U.S. Army Golf War Veteran
who had purchased a house in 2004 hoping to have a normal life after have
served my country.
My first mistake was to use
my the veterans G.I Bill to
assist me in the purchase the house which lead to Identity Theft, because the veterans administration
lost a notebook computer with valuable information of veterans.
The second mistake was buying a house as
First Horizon as the mortgage lender. After have made on time payments to First
Horizon for 2 years for some unknown reason my mortgage payments went from $792.00
to $1,494.00 double the amount. Than having paid the requested payments lead to
First Horizon indicating payment were not being received adding late charges, and I
fulfilling my responsibilities went
further e.g. making over-payments and making payments 15 days in advance on
payments that were supposed to be
applied to the principal but were instead pocketed. But First Horizon was determined to usurp as much home equity as possible so they
manufactured grounds for foreclosure by pocketing payments instead of crediting
them to the mortgage-account then claiming that the payments were not made, and
skipped along to foreclosure.
In July of 2008 the
mortgage was transferred to MidFirst/Midland Co. To continue the process before the transfer
the judge asked that I bring my account up to date as I had agreed. Paying First Horizon a Stipulation
and Consent Order payment of $ 4546.35 Total Payments. 15
days after the transfer Midland Mortgage
Co, decided to apply Payments to
other my normal payments 7/18/2008, 7/21/2008, and 7/31/2008.
Indicating they did not know how the Stipulation and Consent Order payments
worked applied the amount to my normal payments subtracting the
remaining amount that was supposed to be applied to the principal than pocketed
my normal payment. And indicating that the Stipulation
and Consent Order payments were never made. Nevertheless not being calculated
correctly from the start, and misapplied.
Pay your payments 5-10 days prior to
the due date if you can.
While this
is an Outrageous & Popular Scam (from the ripoffreport.com
categories) the MEDIA HAS BEEN So SILENT on
this type & source of fraudulent activity that many would probably guess it
to be an Unusual Scam. The
status of this particular series of events is that I wish to
initiate a FEDERAL
LAWSUIT
in the U.S. District Court. Therefore I am seeking legal representation and want to establish
contact with homeowners who have been similarly situated. In hope
to put these scam artist out of business.
Donald
Kansas City,#3Author of original report
Thu, April 22, 2010
U.S. ARMY VETERAN
For those many victims like me of predatory lending and illegal foreclosures.
Readers Please pay close attention, for what I am about to tell you is true. I
have all documented proof to what I am about to lay out. So you and your
attorneys can put these people out where they belong. Exactly where they put
you. I have no legal background experience, but have done a lot of home work.
Don
Missouri,#4Author of original report
Thu, April 22, 2010
U.S. Army VETERAN
For those many victims like me of predatory lending and illegal foreclosures . Readers Please pay close
attention, for what I am about to tell you is true. I have all the
documentation as proof to what I am about to lay out so. You and your
attorneys
can put these people out where they belong. Putting them exactly where
they put
you. I have
no legal background experience, but have done my home work.
I
would
like to first address the Banks, Mortgage Co., Lenders, and prosecuting
attorneys, FBI, Secret Service so called agents, that are provide false
and
misleading reports their organizations. These are about to catch up
with you. And those who
have indicated they are trying to resolve these criminal processes you
full of
crap. Your only looking for the same thins the scams are, (A
paycheck) this
is a special announcement for the FBI agent in Kansas City, Mo. That I
reported
the incident to (I did a Google and found a lot of people with the same
problem
I am having. Now would you like to do your job)!!
(predatory
lenders and Insider Scams) Readers U.S supreme Court Judges, Judges, and
defense
attorneys are getting frustrated with fact
of having their courtroom packed with hardworking people that you are
taking
advantage of. Foreclosure, bankrupt, and unemployment are about 75% in
the last
3 years and you caused it.
(Victims)
Readers Please pay close attention, to beat these predatory lending
and illegal foreclosures scamers. There are
things that you need to know and do to help prevent further damage. Beleave Me I am Having to do this!!
case to point.
1. Pay your payments 5-10 days prior
to the due date if you can.
2. Make a copy of the
check, Money
order, before you send the payment.
3. Send your
payment Signed
Registered Return Receipt (Green Copy)
4. Note
when you wrote the (check
/money order) the month it is for, account number, date it was cashed,
and ask
for verification when it was cashed.
5. If they send
the check back like
Midland Mortgage Co. does to obtain late charges. Send another
6. Keep your own Payment Ledger
attach all the information and give it to your defense attorney he is
not the
enemy and the one who gets all the crap. Help your defense attorney
Help You!!
In 2006
I filed Chapter 13 bankrupt because First Horizon wanted to be a part of
that
Mortgage Scam ring. I had several problems with First Horizon Mortgage
that
indicated the start of the mortgage scam. It first started out with two
late
payments, an increase in payment, and then an increase in escrow. From
that
point excessive double payments and misapplied payments indicating that
payments were late. Than allegations that payments were not being
received. First Horizon and continued over to Midland
Mortgage and
MidFirst Bank.
I could
write 15 pages of the Scams that these institutions have tried to use
against
me to include foreclosures 5 times on my house.
But my point is its
time for
these Mortgage Scam, predatory lenders
and illegal foreclosures scams, Banks,
Mortgage Co., Lenders, and prosecuting attorneys, FBI, Secret Service so
called
agents , that provide false and misleading reports their organizations
about who
they are trying help with you. And indicated they are trying to help the
economy to resolve these criminal acts.