voiceofreason
North Carolina,#2Consumer Comment
Fri, January 13, 2012
...then where would you get your future emergency loans from?
I feel for your situation. I too would be a totally lost soul in Gods hands alone were anything to happen to my loved one, leaving me to raise our child alone.
However, circumstances do not permit borrowers to set the terms of when they will make they're payments. the lender doesn't have to wait for you to get your tax refund. They're entitled to get what's owed them by each due date.
Should the repo folks be human enough to at least knock on the door, tell you the jig is up and the vehicle's going bye bye, come and remove your belongings, please? Yes, I'd say so, but if you watch the repo reality shows, alerting the borrower in any way before hooking up and taking off can be dangerous for them.
They should still make their impound lot available for retrieval of personal items, in my opinion. Check your state laws, Kansas and Nebraska's for anything they might have violated being this was an interstate operation.
Hope it works out for you. Just sent a prayer your way.
Robert
Irvine,#3Consumer Comment
Fri, January 13, 2012
Well unless there is a clause in the loan agreement that gives disabled people the permission to pay late or wait until they get their tax refund..it has NOTHING to do with this.
The fact is that you took out a Title Loan, in fact it appears you took out multiple loans. They did not force you to take any of them. Yes I am sure you can say they "encouraged" you, but in the end it was YOUR choice. It's interesting how you had the ability to drive to several cities, plan a birthday party but couldn't make payments on the loan.
As for them Repossessing your car. I guess you could make the claim that they somehow read your mind, knew you would be driving around so they followed you the entire day. Then they figured you were at this house and since they knew that would be the most inconvenient time they choose that time to "pounce" on the car. After all why take the "easy" way out and just repossess it when it is at your house.
So why would they have to go this route? If I was to bet I would say that you were doing a very good job of hiding the car and this was their last resort.
Midwest Title Loans repo men took everything we had in the car including our coats and gloves and my cane I needed to walk.
- Then why didn't you have these things when you WALKED back to the car?
Ashley
springfield,#4Consumer Comment
Fri, January 13, 2012
but when did someone force you to take out a large title loan, with high interest, and then not pay it back? You are getting repo'd because of your own decisions. You chose to take out a loan and you chose to not pay it back. You would be crying if they shut these places down because then you would have no where to borrow money from.
This is no fault but your own, perhaps you have learned to pay your bills on time or face the consequences.