Shelia
Cordova,#2Consumer Suggestion
Wed, October 12, 2005
Like so many hundreds of people, I, too, was a victim of My Perfect Credit. The fraudulent charges appeared on my credit report, I got incessant telephone calls from their "collection" department, and I was offered to make them "go away" by simply settling for $50. I refused. Then the person reminded me that I had given them not only my credit card number but my Social Security number, too! I filed my own complaint with Rip-Off Report this past summer. Armed with great information from this site, the first thing I did was block their various numbers on my telephone. Try it. It works! The calls kept coming for weeks, but they simply could not get through. The second thing I did was file a complaint with the BBB because of fraudulent advertising. About one month after filing this complaint, I received notice that the company stated they had removed me from collections. I hope you, too, will be able to successfully win your battle with this company. If everyone who has had this happen to them will file a report on Rip-Off Report and contact the BBB, it will obviously make a difference. BTW, the Better Business rating for this company is "F"!
Marc
Makaha,#3Consumer Comment
Tue, October 11, 2005
To my knowledge, no-one has the power to clear your credit report. I doubt this company can do anything that you couldn't do yourself for the price of a few stamps. If you owe, you owe. If you didn't pay your bills, no-one can make it disappear. All that you can do is pay your bills from now on and live with it. To my thinking, anything else would be fraud.
R.
Carson City,#4UPDATE Employee
Tue, October 11, 2005
MyPerfectCredit makes every attempt to clearly identify any customers who may post to this site. Should the individual contact us and simply explain why they are disputing any balance or request a one time credit waiver, MyPerfectCredit will be very responsive to the request. If at any time a member has a concern about their membership, wishes to close the account, or request a refund, they may do so by contacting our customer service representatives at [email protected] or (877) 469-7373. We promise to review your request on a timely basis, and make every effort to resolve all issues. We stand by our commitment to provide exceptional customer service, and want our members to have a positive experience with MyPerfectCredit.Com. If a member cannot resolve any issue with the first level contact, they can request a second level review of the unresolved issues by e-mailing [email protected].