John
Louisville,#2Consumer Comment
Wed, October 08, 2008
NEVER, NEVER, EVER give debt collectors your checking account numbers for autodebits...This is an invitation to disaster. FYI: SSDI cannot be garnished. If SSDI is your sole source of income and you do not have any real assets...they are powerless over you. Even if they won a judgement, they CANNOT touch your SSDI. Call your local Red Cross for a referral to free legal aide in your area.....They can provide further clarification. You might want to think about canceling your checking account to stop the auto debits. ===================== Here's how to confirm if you are "really" dealing with an actual attorney or a debt collector pretending to be one: When you are speaking to them and they make a legal threat against you, immediately state the following: Per the Fair Debt Collection Practices Act, I would like the full name of the attorney who will be taking action against me and his/her license # in the state bar association. I will be calling the state bar association to verify your attorney's information. If they do not give you this info, the threat is bogus. If they do give it to you, the threat is real and you should proceed with caution
John
Louisville,#3Consumer Comment
Wed, October 08, 2008
NEVER, NEVER, EVER give debt collectors your checking account numbers for autodebits...This is an invitation to disaster. FYI: SSDI cannot be garnished. If SSDI is your sole source of income and you do not have any real assets...they are powerless over you. Even if they won a judgement, they CANNOT touch your SSDI. Call your local Red Cross for a referral to free legal aide in your area.....They can provide further clarification. You might want to think about canceling your checking account to stop the auto debits. ===================== Here's how to confirm if you are "really" dealing with an actual attorney or a debt collector pretending to be one: When you are speaking to them and they make a legal threat against you, immediately state the following: Per the Fair Debt Collection Practices Act, I would like the full name of the attorney who will be taking action against me and his/her license # in the state bar association. I will be calling the state bar association to verify your attorney's information. If they do not give you this info, the threat is bogus. If they do give it to you, the threat is real and you should proceed with caution
John
Louisville,#4Consumer Comment
Wed, October 08, 2008
NEVER, NEVER, EVER give debt collectors your checking account numbers for autodebits...This is an invitation to disaster. FYI: SSDI cannot be garnished. If SSDI is your sole source of income and you do not have any real assets...they are powerless over you. Even if they won a judgement, they CANNOT touch your SSDI. Call your local Red Cross for a referral to free legal aide in your area.....They can provide further clarification. You might want to think about canceling your checking account to stop the auto debits. ===================== Here's how to confirm if you are "really" dealing with an actual attorney or a debt collector pretending to be one: When you are speaking to them and they make a legal threat against you, immediately state the following: Per the Fair Debt Collection Practices Act, I would like the full name of the attorney who will be taking action against me and his/her license # in the state bar association. I will be calling the state bar association to verify your attorney's information. If they do not give you this info, the threat is bogus. If they do give it to you, the threat is real and you should proceed with caution
John
Louisville,#5Consumer Comment
Wed, October 08, 2008
NEVER, NEVER, EVER give debt collectors your checking account numbers for autodebits...This is an invitation to disaster. FYI: SSDI cannot be garnished. If SSDI is your sole source of income and you do not have any real assets...they are powerless over you. Even if they won a judgement, they CANNOT touch your SSDI. Call your local Red Cross for a referral to free legal aide in your area.....They can provide further clarification. You might want to think about canceling your checking account to stop the auto debits. ===================== Here's how to confirm if you are "really" dealing with an actual attorney or a debt collector pretending to be one: When you are speaking to them and they make a legal threat against you, immediately state the following: Per the Fair Debt Collection Practices Act, I would like the full name of the attorney who will be taking action against me and his/her license # in the state bar association. I will be calling the state bar association to verify your attorney's information. If they do not give you this info, the threat is bogus. If they do give it to you, the threat is real and you should proceed with caution
Cat
Hendersonville,#6Consumer Suggestion
Wed, October 08, 2008
Here is what you do. 1. go to your bank and ask them to stop payment on this account immediatly. Sign something if you need to, but tell them this co. will not stop. IF they won't then close out your account to further charges and open another one where they do not have your acc number. 2, never give your acc out if your behind because now you know they lie and talk to you like SCUM! These people will say anything to get you to pay. 3.Do not talk to these people again. Ignore the calls and if they contiunue send a ceast and desit letter , certified return reciept requested. I hope you got what they asked for in a written form before you gave them acct access. I hope you get this done today!