This Reginold guy was a complete a*****e!!!! To say the least. He told me that I had to pay $1100.00 on a debt that I had in 2011. I explained to him I have never received any phone calls, emails, or mail sent to my home regarding a debt from 4 years ago and he stated they have sent me emails. I told him I wanted to see proof of this so called debt and he told me he would send it to my email. He confirmed my email address... and I NEVER received the email. He told me I was going to have a civil suit filed against me and I would go to jail, bank accounts frozen, drivers license suspened, ect. I informed him I worked for a Police Department and I KNOW neither of that is true. You cannot go to jail for a civil suit. I told him IF this was true.. I would wait unitl I was "served" and then pay the debt, beings I have up until the day of court to pay. He insisted I did not. I informed him that I did, and that is how things worked in Maryland (where I am from). He got very angry with me because I would not pay the amount owed. He said I made a big mistake and had the nerve to tell me to have a blessed day. He was a complete a*****e. But an a*****e that doesnt have my thousand dollars!!!!!