This is a very aggressive collection agency that uses intimidation tactics. They claim that they are on the way to your home with court documents that you must accept, and you will be required to show two proves of identity to sign for the documents. When you call the number, you are transferred to a "gentleman" who states his name is Reginald. This man is extremely abusive and states that he is signing documents for the court to have you arrested, and that once that is done you will have all your financial assets frozen and once that happens, you will never have the ability to open another checking accounts, or have a driver’s license or ever be able to cash any checks, including your paychecks.
He then goes on to say they will be contacting your place of employment to garnish your wages. I asked him for proof of the debt; he stated he would not give any proof of the debt until I paid the claim. When I insisted on proof, he got really nasty saying he was through being speaking with me, and was sending the paperwork through. I asked him to give some info that I could verify, he told this was for a $500 cash loan that went into a checking account. He gave me an account number.
I than went to the bank that that account was supposedly with, gave them that acct number. The bank searched for the acct, and discovered that there was no such account. They searched by my name, and SS number, Address, date of birth and still nothing. This guy told me that they have subpoenaed records from the bank. The bank told me not the case. They had no idea what this acct was or who they were. When this call came, I was unemployed, I did not recognize the debt they were calling about, and discovered it was a fraudulent claim on their part. This is a company that lies, threatens and scares people into giving them money. Don't fall for it.
#2Author of original report
Fri, April 10, 2015
My daughter received a call from a woman who stated that I had a warrant out for my arrest in the county I live in. She further stated that it was imperative that I call to discuss the matter. She identified herself as Stacey Winters, who was associated with the County District Court. When I called 281-378-3686, a woman answered, I asked for Stacy Winters, which was the name left on the voicemail. I was told she was not available, and she could help. I did not give her my name and yet she called me by name and asked me to verify the last four of my social. I told her that I was unwilling to share that information without knowing what this was about. She immedicately said that she would not discuss anything with me, and was signing off on the paperwork to have a bench warrant issued for my arrest. I called the county district court. They did a complete record search, found no court hearing or paperwork pending for any ligation. I called the county sheriff's office, there are no warrants out nor have they received a request to serve any warrant. I called the state attorney's office and they informed me that they get this type of call, with these circumstances everyday. This company is in violation of serveral laws pertaining to collections, they cannot threaten, they cannot refuse to provide you proof of the debt, nor can a bench warrant be issued without a court case. I called the FCC, and was informed that this company is further violating a federal telecommuncations law in regards to call spoofing (when a collector calls from different phone numbers and the caller ID does identfy the company name). This one was a surprise to me as I did not know such a law existed. This company calls from a different number everytime. It is hard to block them.