Jennifer
Utica,#2Author of original report
Mon, June 23, 2003
Thank you for your comments. We sent our paperwork (notorized w/proof) to Mr. Hanson last Monday. Let's really hope there is strength in numbers, not the numbers (i.e. $$$$$$) our government reps seem to get from big companies like Ocwen. We received a case # from the OTS Saturday, with a note that it will be under investigation and to allow 8 weeks or more. Well, if I relied solely on them like they want you to do, I'd be lucky to have my car to live in. I clearly stated that I only had a month before Sheriff's sale, not 8 weeks +. The more I read the more I am convinced, the government is the reason companies like Ocwen thrive in the first place. They take their time investigating (like they really do), they don't make any real laws against them (or uphold any that may be out there), and make it d**n near impossible to find out who actually is responsible for non-FHA approved lenders. We have filed our bankruptcy paper's and that is guarenteed to stop the sale, our money for back payment and current payments are in an interest bearing account with all records being kept in order. I have faith in my lawyer (not to mention I paid his fee's in full)and he is just as convinced as us that we will win against this no good company. GO MR. HANSON, KICK THEM WHERE IT HURTS, THEIR MONEY!!!!!!!
Cynthia
Zephyrhills,#3Consumer Comment
Fri, June 20, 2003
Jennifer, Joining the class action lawsuit is the best thing that you can do. Believe me, I have written to every federal and state agency, my congressman, my governor. I have been dealing with Ocwen for two years. I have not said much here but I will say there is strength in numbers. We all have to stick together and help Mr. Hanson with this suit. Hang in there and we will all make it through!
Jennifer
Utica,#4Author of original report
Tue, June 17, 2003
We no longer feel like to only people drowning in this mass sea. We are not loser's as most who hear of this think. We do pay our bills, just sometimes you can fall behind, but we always pay and quietly accept our "fees". I think that there should be a manditory law that all lending companies should be liable for. Maybe no action except late fee and reasonable/small percentage for collection fee's unless more than 3 months are missed. This would at least allow for catch up and the mortgage companies still get their extra fee's (because they need it so bad I guess) and we the consumer's will know up front that we hit an "x" amount of day's late then we will have a strong chance of losing our homes. The way that Ocwen practices you get no chance, no warning, no hope of ever getting straighted out. We are mailing our signed and notarized affidavite with all of our proof first thing tomorrow to Mr. Hanson. Good luck and let's all hope for the best. We are still waiting to hear from all the agencies we contacted. (Not holding much hope for anything, since we are just poor constituants and not the grease for their palms) We are also awaiting word from our lawyer on any action we will have to take to stop the Sherrif's sale. We set up a seperate saving's account and are making all of our payments to it so that hopefully a judge see's that we are doing what we need to according to our mortgage, making payments on time. Good luck to Mr. Hanson and to all of us who have no choice anymore in dealing with the scum called Ocwen Federal Bank, or whatever names they may conduct their business under.