Jon
San Diego,#2Author of original report
Mon, April 26, 2004
AS CRIMINALS, THESE LESS THAN HUMANS AT OCWEN HAVE ONLY ONE AGENDA... THEY WANT YOUR HOUSE AND/OR ALL YOUR MONEY.THEY DON'T GIVE A d**n ABOUT HOW THEY GET IT OR WHO THEY HURT (WOMEN AND/OR CHILDREN). WHY, BECAUSE THEY GREEDY COWARDS AND DON''T KNOW WHAT REAL WORK IS. THEY HAVE NO IDEA BETWEEN WHAT IS RIGHT OR WRONG, PRIDE MEANS NOTHING TO THEM!. THEY ARE REAL SCUM FROM THE TOP DOWN.YOU MUST DO WHAT EVER YOU CAN TO GET AWAY FROM THEM BEFORE THEY STEAL YOUR HOME AND YOUR PRIDE.DON'T EXPECT THE GONVERMENT AGENCIES TO HELP . THE SIMPLY DON'T BELIEVE THAT A COUMPANY HERE IN THE US COULD REALLY BE THIS CORRUPT THOUGH AND THROUGH. LTTLE'S BILL'S DAY WILL SOON BE HERE FOR US ALL TO SEE AND REJOYCE.
Gina
Santa Cruz,#3Consumer Comment
Sun, April 25, 2004
Angie, We are in the same boat with you and your husband. We were always a few days late with our mortgage payments to Ocwen (Ocwen bought our loan from Metwest). Ocwen charged us $ 119.00 each time we were late. This amount kept getting higher because we were making the payments, but we were still late every month. Ocwen sent us a forbearance agreement. It stated to send them $ 3000.00 in the month of Jan 2003 to just "start" the forbearance agreement. Our regular house payment was $ 1242.00, now it went up to $ 1500.00 . They also stated in our signed forbearance agreement that we would pay $ 1500.00 a month from Jan 2003-Jan 2004. We did complete all these payments. We were afraid to be 1 day late, as the letter from their lawyers Moss and etc. said they would take our house away if we were. They even charged us $ 95.00 per letter, one for me, one for my husband, every month! We are still making payments of $ 1500.00 . We were to complete this agreement as of Jan 2004- but since Ocwen keeps adding outrageous lawyer fees (in excess of $ 3000.00) and they keep charging us the $ 119.00 late fees while on the forbearance plan. It is impossible to get caught up with a forbearance plan like this and Ocwen knows it. They want you to fail. They set you up to fail. Ocwen wants your home. I am also in the process of refinancing. If no one will refinance us, my husband and I decided to claim bankruptcy. It can't hurt the credit we don't have any more, partly due to Ocwen. I have an appointment on Tuesday with an appraiser. Our home needs to come in at $145,000.00 to get this loan. We still owe Ocwen $115,100.00, and this company will only lend 80% of the value of the home. Wish me luck! I am also a beleiver of Mr. Kweku Hanson. I have forwarded my experiences with Ocwen to him and I have all the faith in the world we will prevail no matter where they want to fight at. I am also in the process of having my lawyers from the Jaffe Law Firm in Albuquerque, New Mexico look over my statements and paperwork from Ocwen. They assure me the forbearance agreement we signed with them is not legal. My appointment with them is on May 4, 2004. Angie, you are right. Ocwen does owe you and your husband money back. They owe all of us money back. Ocwen should be very, very afraid. Here we come! Mr. Hanson, and all his followers will have their day in court...and we WILL win. Hang in there, Angie. It can only get better. Try to look for a mortgage broker that will help you refinance. There are companies out there that will refinance you up to 110% the value of your house. Even with our bad credit, if we can find someone to refinance us, so can you. Good Luck... P.S. Keep us posted, let us know how you're doing!