- Report: #12207
Complaint Review: Orchard Bank - Carol Stream Illinois
-
Author Not Confirmed
Why?
Orchard Bank
Bankcard Services PO Box 5222 Carol Stream, 60197-5222 Illinois, U.S.A.
Phone:
1-503-293-4037
Web:
N/A
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Orchard Bank - Bankcard Services ..Over Limit Ripoff Scam
Hello,
I am posting this to see if any other people have had this same problem. I am repeatedly charged a overlimit fee by these @%&*@
month after month and get the run around when I call to question this. They have a nack of charging $29.00 after they tell you to send a minimum payment. Which minimum payment does not cover their finance charges or processing fees that they tack on knowing that the minimum payment won't be enough hence the vicious cycle of being over the limit. If this is you or this is you with another credit card company PLEASE post and warn others.
Click here to read other Rip-off Reports on ORCHARD BANK
I am posting this to see if any other people have had this same problem. I am repeatedly charged a overlimit fee by these @%&*@
month after month and get the run around when I call to question this. They have a nack of charging $29.00 after they tell you to send a minimum payment. Which minimum payment does not cover their finance charges or processing fees that they tack on knowing that the minimum payment won't be enough hence the vicious cycle of being over the limit. If this is you or this is you with another credit card company PLEASE post and warn others.
Click here to read other Rip-off Reports on ORCHARD BANK
1 Updates & Rebuttals
Andy
Jonesboro,Georgia,
read all the small print
#2Consumer Comment
Thu, May 30, 2002
The initial paperwork I rec'd from them clearly stated that min. due each month would be the min. payment - PLUS anything that was over the limit to prevent charges. Example - If your limit is 300.00, and after interest, it comes to 315.00 - you should pay your min payment - PLUS the 15.00 over - get it? (just have to read all the small print) Andy
