inthegroove
USA#2Consumer Comment
Tue, December 14, 2010
You did NOT get ripped off, you tried to rip off Orchard Bank and when you were not successful you wrote a false report. Shame on You!
Bman
Philadelphia,#3Consumer Comment
Sun, July 25, 2010
Sadly business has been unregulated for a very long time,
which is why policies about reform are beginning to happen. Unfair business
practices have been allowed like in your case. You should check out tow films
MAXED OUT and THE CORPORATION to get an idea how entrenched unfair practices
are in our banking system. Banks make their most profits attacking the poor and
engage in creating a new form of slavery. $59 is way less than what QUICKEN
LOANS charge, where they rush people to sign documents, and once this is signed
(even if you close 6 hours later) they still run a deposit through usually
between $700 and $350 - most are $500. This is money that you CANNOT get back.
There is no one to help and even the staff has started a legal battle against
the company. I can only assume that the person responding to the original post
is an employee from the bank since they seem to speak bank-ese and like most
banks that usually shift ALL the blame onto the customer. Credit card debt is
the source for the new slavery of the 21st century.
Robert
Irvine,#4Consumer Comment
Wed, June 24, 2009
"I explained that it was only a few day's in-between the open and close but they said that it doesn't matter and it's my problem. I informed them that I was a good customer, never late or over limit and was it possible to give me a break." - Seriously, on one hand you are saying you were a good customer, were not late or over the limit. Then on the other hand you didn't want to put up with their fees and you would rather rot in jail than pay the annual fee. Yea...Seems like you really gave them great reasons to give you a break. Also, you may want to really re-think not paying them. Because it was part of your terms of the Annual Fee, and you did not close it until AFTER that date. If you do not pay it you won't go to jail, but they will assess late fees and additional interest. It will eventually be turned over to a collection agency. If you still don't pay you may get your wish and get to be part of a lawsuit. However, it would be them filing one against you. It would also not only be for $59, but probably several hundred dollars.
Ashley
Springfield,#5Consumer Comment
Wed, June 24, 2009
What are you going to sue them for? They collected a fee for services that was outlines in your contract with them. Annual fee means you pay it annually on the date of your anniversary. Sorry bub, you owe the money. They didn't rip you off. If you wanted to avoid the fee you should have canceled before that date.
Ashley
Springfield,#6Consumer Comment
Wed, June 24, 2009
What are you going to sue them for? They collected a fee for services that was outlines in your contract with them. Annual fee means you pay it annually on the date of your anniversary. Sorry bub, you owe the money. They didn't rip you off. If you wanted to avoid the fee you should have canceled before that date.
Ashley
Springfield,#7Consumer Comment
Wed, June 24, 2009
What are you going to sue them for? They collected a fee for services that was outlines in your contract with them. Annual fee means you pay it annually on the date of your anniversary. Sorry bub, you owe the money. They didn't rip you off. If you wanted to avoid the fee you should have canceled before that date.