- Report: #257386
Complaint Review: Palisades Collection LLC - Englewood Cliffs New Jersey
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Palisades Collection LLC
210 Sylvan Avenue Englewood Cliffs, 07632 New Jersey, U.S.A.
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Palisades Collection, LLC The second time around with these unscrupulous people. They are attempting to collect a bill for AT&T which is a company I have never had an account with. I fought this in Teller County, Colorado for almost a year and now they are back for more! Englewood Cliffs New Jersey
In July, 2006, I received a phone call from a law firm in Denver, CO telling me I had to immediately send them $1,275.78 to pay for a bill from AT&T that had been "turned over" to them for collection from Palisades Collection, LLC. They would have considered settling for $998.67.
They refused to tell me what the bill was for and since I had never done business with AT&T, I stated that I must be a victim of identity theft and asked to be sent information about the bill, statements, something to help me get the matter corrected. I recieved nothing but a subponea to appear in court.
I appeared in court on 3 different occasions and no one from the law firm ever made an appearance. After the third time, the judge dismissed the case due to lack of evidence and obvious validity of the claim. Now I am being harrassed again by the same company (via an origination company called Paragon Way, Inc.) for the same dollar figure ($998.67) they say I owed, again from an AT&T account that can not be verified, because it never exisited. During the court appearances, I did discover they were suing me for an AT&T credit card of some sort (which I have never owned) and this time they are originally telling me it is for a wireless phone account. Strange that the dollar figures are identical. Obviously they are mistaken about the whole situation!
I found this website today because I was trying to contact them before they contacted me and found that they are named in many, many fraudulent reports. I am definitely angry and frustarted to state to obvious.l
Thanks to all of you who have reported, it helps to know you are not alone, even in a confusing situation.
Sandra
Florissant, Colorado
U.S.A.
They refused to tell me what the bill was for and since I had never done business with AT&T, I stated that I must be a victim of identity theft and asked to be sent information about the bill, statements, something to help me get the matter corrected. I recieved nothing but a subponea to appear in court.
I appeared in court on 3 different occasions and no one from the law firm ever made an appearance. After the third time, the judge dismissed the case due to lack of evidence and obvious validity of the claim. Now I am being harrassed again by the same company (via an origination company called Paragon Way, Inc.) for the same dollar figure ($998.67) they say I owed, again from an AT&T account that can not be verified, because it never exisited. During the court appearances, I did discover they were suing me for an AT&T credit card of some sort (which I have never owned) and this time they are originally telling me it is for a wireless phone account. Strange that the dollar figures are identical. Obviously they are mistaken about the whole situation!
I found this website today because I was trying to contact them before they contacted me and found that they are named in many, many fraudulent reports. I am definitely angry and frustarted to state to obvious.l
Thanks to all of you who have reported, it helps to know you are not alone, even in a confusing situation.
Sandra
Florissant, Colorado
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Sandra, these are JUNK DEBT BUYERS you are dealing with!
#2Consumer Suggestion
Thu, June 28, 2007
Sandra, The first thing I have to say is STAY OFF THE PHONE!! Never call or speak to any debt collector on the phone! NEVER! Always demand that everything be in writing. The only reason you ended up in court the first time is because you spoke to them on the phone, and gave them information. I know this because they could not have filed a lawsuit with the information they had on this debt. Here's why. These junk debt buyers buy very old, usually past SOL legally uncollectable accounts for sometimes less than a penny on the dollar. These "accounts" have very little, if any accurate info on the actual debtor included. So now, everyone with the same or similar name gets phone calls and letters. They are fishing. It has nothing to do with identity theft. Nobody opened any account in your name or obtained services in your name. That would be identity theft, and for them to steal your identity and obtain credit or services, they would at least need your SS# and DOB. This is why you never speak to them on the phone, as they try to "verify" who you are by asking for this information. NEVER do this. Then, they tell you to file a "fraud report" and they send you the forms asking for even more personal information, etc. NEVER do this!! This is just another collections trick. It appears that you are still on the phone. STAY OFF THE PHONE!! Here's what you do now to end this situation. Providing you are not actually being sued again. If there is an active lawsuit on you right now by Paragon, this will have to be done by means of a motion. Get an attorney ASAP to do this. If you are not ACTUALLY being sued right now, do this. As per your rights under the FDCPA, you need to send a DEBT VALIDATION request where you clearly deny the debt and you DEMAND the following. Demand to see the contract with your signature on it that created the debt. Also demand to see a full account history and itemization of all charges. Also demand to see the prooof that they own the debt which needs to include the purchase contract and proof of payment, and also a full chain of title back to the original creditor. Now, send this letter by certified mail, return reciept requested. Be sure to put the certified # on the letter itself and keep a copy for your records. This procedure is very important as it proves what you sent. Do this right away, and STAY OFF THE PHONE!!
