Tagurit
USA#2Consumer Comment
Sun, March 25, 2012
There are several key pieces of information missing from your report. Did you have Verizon services at this address. Is it possible this is an unpaid bill - last bill from that address?
If not, then it is likely the last bill from the deadbeat that had the phone # before you. Verizon had a bad habit of sending an account out for collections with the phone # on it for the old owner and that phone # now goes to a new person who ended up with the phone # and doesn't know the debtor. If this is the case and this is NOT your bill then you need to call Verizon, ask for a supervisor and make sure in no uncertain terms they remove your phone # from the old account record. Then, send a cease communications letter to the current debt collector stating this is not your debt. If they call you again sue them.
Lastly, if someone has fraudulently opened an account in your name using your SSN you absolutely must file a police report ASAP. You will need this documentation later. Then put a fraud alert on your credit file - permanently if you can.