- Report: #188972
Complaint Review: PALISADES COLLECTION - ENGLEWOOD CLIFFS New Jersey
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Author Confirmed
Why?
PALISADES COLLECTION
P.O. BOX 1274 ENGLEWOOD CLIFFS, 07632 New Jersey, U.S.A.
Phone:
866-230-8075
Web:
N/A
Categories:
Business Rating:
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Tell us has your experience with this business or person been good?
PALISADES COLLECTION, ripoff tried to make a trick to get money from me. it's a totally deception. ENGLEWOOD CLIFFS New Jersey
Tonight I got a letter from Palisades Collection, L.L.C. saying that I owed $808.24 with ATT Wireless and now they are offering me a 40% discount opportunity to settle my account with ATT. I was dumbfounded because I already closed an ATT account three years ago and I got zero balance with them.I didn't owe them anything. I am clear!
To my surprise,I found a lot of people has experienced the same problem with me in this insightful website when I did a search on "Palisade Collection". After reading these reports posted, I can't help saying how can this fraud company keeps at swindle we clean people without punish them by law?
We need help and justice! This is an America, isn't it?
John
south plainfield, New Jersey
U.S.A.
To my surprise,I found a lot of people has experienced the same problem with me in this insightful website when I did a search on "Palisade Collection". After reading these reports posted, I can't help saying how can this fraud company keeps at swindle we clean people without punish them by law?
We need help and justice! This is an America, isn't it?
John
south plainfield, New Jersey
U.S.A.
1 Updates & Rebuttals
Heather
Murphy,Texas,
U.S.A.
Help is available.
#2Consumer Suggestion
Fri, April 28, 2006
John: There is help and justice available to you. They're called the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. Read up on both, but in a nutshell, a collector has to prove that you owe the alleged debt in order to collect on it or report it to the credit bureau. There are TONS of debt collection discussion forums on the net - pick one and start reading. First thing is first though...immediately send a letter to Palisades disputing the debt. Send it via certified mail, return receipt (and keep the receipt and letter copy in your files). They either have to send you proof of the debt, or stop all collection attempts. Check your 3 credit reports to make sure they're not reporting a derogatory collection account. If they are, dispute the accounts with the credit reporting agencies. You have legal recourses should this thing not go away. Inform yourself and others about your rights as a consumer. Don't fall for collection tricks!
