- Report: #478866
Complaint Review: Pay Day Loan Yes - Internet Internet
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Pay Day Loan Yes
http://www.payday-loan-yes.com/ Internet, Internet, United States of America
Phone:
(800) 642-
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Pay Day Loan Yes In Utah it is illegal for a company to threaten you with criminal charges yet they are. Howell,, New Jersey
I took out a loan with this company under my husbands name. Shortly afterward I admitted to being a compulsive gambler and am going to GA. Because of our finances we are filing Chapter 11 - I told this company this yet they continue to contact us and threaten us with criminal charges. After doing some research I found that companies that operate in Utah are not allowed to do this. We keep getting calls from this real unprofessional named Kevin Andrews - I do not answer anymore (what difference does it make in his messages he keeps stating we never made any contact with them which is a lie) and have saved atleast one message. Even though our intentions were to pay the loan off in our Bankruptcy - at this point I am wondering if for their harrassment and illegal charges if I can sue them.
As I stated we explained the situation, asked them for something in writing with their address and we were denied, and yet they still keep hounding us. I would really like to see Kevin Andrews served a warrant by his County Sheriff's Officers. Does anyone know if I have any legal recourse against them?
1 Updates & Rebuttals
Ashley
springfield,Missouri,
U.S.A.
Depends
#2
Thu, August 13, 2009
Normally a company cannot mention criminal charges.
What has me worried is:
"I took out a loan with this company under my husbands name"
Did your husband agree to this and sign the paperwork? If he didn't they may be able to go after you for some sort of fraud charges.
I would reccomend just going forward with your bankruptcy as it will discharge this debt.
The only other way they can come after you for criminal charges is if its one of those payday loan places. Often times they will have you write a post-dated check or something of that sort to cover the loan. Then they can go after you for check fraud if they cannot collect.
I would speak to a lawyer in this case to be sure.
