Penn Credit anonymously called me and asked me to pay a $70 alleged debt. I was instructed to press an option to pay by credit card. They did not identify the owner of the alleged debt. It was so vague, I thought it was a scam.
I did some research on the toll-free # in the automated call and learned that it was Penn Credit. I wrote to Richard Templin, the President. He never even bothered to investigate. He never validated the debt, as he is required to do by the FDCPA.
I learned that Penn Credit has a contract with Maryland. I contacted Maryland State gov't. They contacted Penn on my behalf and informed me that I DO NOT have a tax debt and Penn would not bother me again!
Penn never even apologized.
Trying to collect nonexistent accunts seems to be a common complaint against Penn. I wonder how many people feel intimidated and actually pay Penn's bogus "debts." I searched online and found nine people in the US who have sued Penn, four within the past three months (since Nov 2013). I'm thinking of trying to form a class action.