Steve
Bradenton,#2Consumer Suggestion
Thu, October 26, 2006
Darren, Keep track of all of your losses and expenses. You can sue the driver personally for your losses in small claims court. Also, loss of use coverage should always be on your policy. I have 30 days at $40/day on my policy and it costs a whopping $1.70 premium per six months. It sounds to me that you put liability only on this car you loved so much. I have a 96 SAAB 900S that I carry full coverage on and it costs me $513/6 months. I to am your age with a clean driving record, and I have low deductibles and high coverages. On the upside, Volvo 850 parts are readily available both aftermarket and in the salvage yards, unlike my SAAB. Although not acceptable in court, spend the $300 to get an independent polygraph exam that you can present to both Pep Boys and your insurance company. Then offer to pay for one for the Pep Boys driver. Although he may not have been fired for the accident, dishonesty is automatic grounds for termination at Pep Boys. Good luck
Steve
Bradenton,#3Consumer Suggestion
Thu, October 26, 2006
Darren, Keep track of all of your losses and expenses. You can sue the driver personally for your losses in small claims court. Also, loss of use coverage should always be on your policy. I have 30 days at $40/day on my policy and it costs a whopping $1.70 premium per six months. It sounds to me that you put liability only on this car you loved so much. I have a 96 SAAB 900S that I carry full coverage on and it costs me $513/6 months. I to am your age with a clean driving record, and I have low deductibles and high coverages. On the upside, Volvo 850 parts are readily available both aftermarket and in the salvage yards, unlike my SAAB. Although not acceptable in court, spend the $300 to get an independent polygraph exam that you can present to both Pep Boys and your insurance company. Then offer to pay for one for the Pep Boys driver. Although he may not have been fired for the accident, dishonesty is automatic grounds for termination at Pep Boys. Good luck
Steve
Bradenton,#4Consumer Suggestion
Thu, October 26, 2006
Darren, Keep track of all of your losses and expenses. You can sue the driver personally for your losses in small claims court. Also, loss of use coverage should always be on your policy. I have 30 days at $40/day on my policy and it costs a whopping $1.70 premium per six months. It sounds to me that you put liability only on this car you loved so much. I have a 96 SAAB 900S that I carry full coverage on and it costs me $513/6 months. I to am your age with a clean driving record, and I have low deductibles and high coverages. On the upside, Volvo 850 parts are readily available both aftermarket and in the salvage yards, unlike my SAAB. Although not acceptable in court, spend the $300 to get an independent polygraph exam that you can present to both Pep Boys and your insurance company. Then offer to pay for one for the Pep Boys driver. Although he may not have been fired for the accident, dishonesty is automatic grounds for termination at Pep Boys. Good luck
Mark
Baltimore,#5Consumer Comment
Thu, October 26, 2006
At best it is a 10 year old car. The last 850 was made in 1997
Mike
Radford,#6Consumer Suggestion
Thu, October 26, 2006
When someone runs into your car, call YOUR insurance company. Don't bother trying to deal with the other guy's insurance company yourself; they will stonewall you. Your company can call them and make things happen though. I have to wonder why you would take your beloved new Volvo to Pep Boys or Midas. Very bad idea. Either use the dealers or find an independent guy who can pronounce "Volvo." If it was bought new, of course it's still under the manufacturer's warranty and you'd get it repaired free at any Volvo dealer.
Fred
Salt Lake,#7Consumer Comment
Thu, October 26, 2006
I would call them and ask if they have a camera survallance available...probably not! I wouldn't give up so easy, be a pain in the @#$. Keep going up the chain of command, until you get what you want..good luck
Fred
Salt Lake,#8Consumer Comment
Thu, October 26, 2006
I would call them and ask if they have a camera survallance available...probably not! I wouldn't give up so easy, be a pain in the @#$. Keep going up the chain of command, until you get what you want..good luck
Fred
Salt Lake,#9Consumer Comment
Thu, October 26, 2006
I would call them and ask if they have a camera survallance available...probably not! I wouldn't give up so easy, be a pain in the @#$. Keep going up the chain of command, until you get what you want..good luck
Fred
Salt Lake,#10Consumer Comment
Thu, October 26, 2006
I would call them and ask if they have a camera survallance available...probably not! I wouldn't give up so easy, be a pain in the @#$. Keep going up the chain of command, until you get what you want..good luck
Greg
Southern,#11Consumer Suggestion
Thu, October 26, 2006
Report the claim to your own insurance and have the claim paid under your collision coverage. Yes, you'll get hit paying your deductible. Make sure that your company sends somebody out to photo and measure you vehicle damages. Whatever you do don't have the car repaired until somebody takes a bunch of photos of the damages. Also make sure your company knows that you want them to pursue Pep Boys or their insurance company through the subrogation (collections) process. As I'm sure many other claims people can tell you, the physical damages to the vehicles can in fact prove who did what. Doesn't always work, but in your case I would expect to see different damages if you were the stationary vehicle. There would be different damage if you had rear-ended him. You been paying for your insurance and now is the time to get some value for that money. Have your company fight to get back your deductible. As always Good Luck
Kim
Santee,#12Consumer Suggestion
Wed, October 25, 2006
I take it that this a used car, new to you, that you bought, I hope so,if you needed exhaust repair after a month not much of a car to begin with.
Kim
Santee,#13Consumer Suggestion
Wed, October 25, 2006
I take it that this a used car, new to you, that you bought, I hope so,if you needed exhaust repair after a month not much of a car to begin with.
Kim
Santee,#14Consumer Suggestion
Wed, October 25, 2006
I take it that this a used car, new to you, that you bought, I hope so,if you needed exhaust repair after a month not much of a car to begin with.
Kim
Santee,#15Consumer Suggestion
Wed, October 25, 2006
I take it that this a used car, new to you, that you bought, I hope so,if you needed exhaust repair after a month not much of a car to begin with.