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Popular Club Deceptive Advertising on So Called Pre-Approved Cataloge Garfield New Jersey
Received a Mail order Cataloge from a company called Popular Club.
They state I am PRE-APPROVED for $600. The ladies name is Amy Schilder Director of New Clubs.
However upon calling their toll free number(800-767-2582)
they state approval is based on ckecking your credit report. This is deceptive on their part because I am pre-approved for $600 Credit Line but subject to rejection by my credit report.
This is also a problem on your Credit Report due to the fact it shows up a inquiry which counts against you on your score.
So when they run a report and reject you for poor credit or whatever they don't like you are no longer pre-approved for nothing and the only thing you receive is a rejection letter.
I intend to report them and hopefully prosecute them through the Federal Trade Commission.