Got served civil papers from this firm on debts that were older than 10yrs, South Dakota State Statute on this is 6yrs. Before I knew it they had gotten a judgement against me and garnished my wages. They collected around 5000.00 before I realized that what the State Statute was on this debt.
After contacting the firm they stated that I was too late to file a claim against them to recover the funds garnished.
Can these funds still be collected from Portfolio Recovery Associates that they collected? Any input would be great!