Frances
Oklahoma City,#2Consumer Comment
Tue, September 05, 2006
My story is very similar to yours. Junk Debt Buyer refusing to validate debt and continuing to call, and sue without proper validation it goes on and on. FAIR CREDIT REPORT ACT violations, reporting false info, re-aging, amt, dates, terms, delq. status, refusal to update credit file as "disputed debt" after I disputed it, etc. I disputed this debt several times with the Credit Reporting Agencies, I even recorded the conversation (the CRA says they don't require debt validation, they take debt buyers word for it because they have a contract with them) they finally pulled their heads out of their butts and removed debt from my credit file. FDCPA and FCRA violations are a common practice for these idiots, I have an attorney who is working this case here in OKC. We are interested in filing a class action lawsuit, can consumers from different states be on the same lawsuit? I will post my blog soon and let you know where it is.
Frances
Oklahoma City,#3Consumer Comment
Tue, September 05, 2006
My story is very similar to yours. Junk Debt Buyer refusing to validate debt and continuing to call, and sue without proper validation it goes on and on. FAIR CREDIT REPORT ACT violations, reporting false info, re-aging, amt, dates, terms, delq. status, refusal to update credit file as "disputed debt" after I disputed it, etc. I disputed this debt several times with the Credit Reporting Agencies, I even recorded the conversation (the CRA says they don't require debt validation, they take debt buyers word for it because they have a contract with them) they finally pulled their heads out of their butts and removed debt from my credit file. FDCPA and FCRA violations are a common practice for these idiots, I have an attorney who is working this case here in OKC. We are interested in filing a class action lawsuit, can consumers from different states be on the same lawsuit? I will post my blog soon and let you know where it is.
Frances
Oklahoma City,#4Consumer Comment
Tue, September 05, 2006
My story is very similar to yours. Junk Debt Buyer refusing to validate debt and continuing to call, and sue without proper validation it goes on and on. FAIR CREDIT REPORT ACT violations, reporting false info, re-aging, amt, dates, terms, delq. status, refusal to update credit file as "disputed debt" after I disputed it, etc. I disputed this debt several times with the Credit Reporting Agencies, I even recorded the conversation (the CRA says they don't require debt validation, they take debt buyers word for it because they have a contract with them) they finally pulled their heads out of their butts and removed debt from my credit file. FDCPA and FCRA violations are a common practice for these idiots, I have an attorney who is working this case here in OKC. We are interested in filing a class action lawsuit, can consumers from different states be on the same lawsuit? I will post my blog soon and let you know where it is.
Bill
Apex,#5Consumer Comment
Mon, August 21, 2006
Im still having problems with them. They call me about 5 times a day. I have stopped answering. My story as well is posted here under Raleigh, NC. If you decide to file a suit, count me in. They have illegally re-aged my debt as well. They just take advantage of people who work hard and have had a hard time sometimes paying bills or making up old debts. Next time they call you, tell them about how they buy their debts cheap and how they make commission on them, they get really mad when you do =)