Jay
Bellingham,#2Author of original report
Tue, December 18, 2007
I apoligize for my error, but I just learned that this is the Collections Department for Citi Cards, located at 4600 Houston Rd Florence KY, it is not Premier Recovery as I first reported. Please disregard my previous posting...
Steve
Bradenton,#3Consumer Suggestion
Sun, December 16, 2007
Jay, The first thing you need to do is resend a CEASE COMMUNICATION letter and in it reference the first one you sent that was ignored. Be sure to put the certified # on the letter itself, and keep a copy for your records as this proves exactly WHAT you sent. This step is VERY important to follow exactly. Go to FTC.gov and file a complaint on them immediately for the disregard of your initial CEASE COMM letter, and file a separate complaint for each time they call thereafter, as enforcement by the FTC is brought after a certain number of complaints filed. They do not provide individual enforcement. Also go to Budhibbs.com and file a complaint and post the agency info there. That will get them listed and possibly investigated, and will track complaints against them. Your final action after all of this should be a civil lawsuit for the blatant FDCPA violations which are worth up to $1000 to you plus actual costs and damages. Good luck.