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  • Report:  #39281

Complaint Review: Prime One Benefits - New York, New York

Reported By:
- Orlando, Florida,
Submitted:
Updated:

Prime One Benefits
220 w 19th st, 2a New York,, 10011 New York, U.S.A.
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
"This is the credit guide that came with my

"packet", I'm sure you've all seen it, 179 at their web site"


Ripoffreport Report Image

This is a picture of the "credit counseling" "Credit Guide" that Prime One/First National Credit charges 179 dollars for on their website. It is also the book you get in their packet of crap. All the information in the book can be found on the FTCs web site as well as numerous free credit advice web sites, many of which I have visited.

I received a call one day while in distress about my credit situation, which almost two months later I've discovered I can repair myself. It will take hard work, but I dont need outside help. At any rate, I received a call from them telling me that I had been approved for a 1000 dollar discover card, Im sure it was discover, though I may be wrong there.

I was given a customer care number, which regretfully I do not have and a confirmation number and I, like any fool, gave them my debit information and had the money debited early december. After not receiving anything for several weeks I did a little investigating. The company that debited my account was " First National C", which I assume is "First National Credit". I plan on disputing the charge, I have now received the package you all describe with the worthless coupons and the book they try to sell on their website for 179.

I Have no intention of letting this rest and will do whatever it takes to bring them down. "Ripoffreport.com" has given me great advice on disputing this charge and I intend to do so. That was 187 dollars and I will have it back. Ill be back to post the issuing bank of the debit and any other contact info I discover. Do the same!

Knowledge is power, and I guess the thing that made us weak was that we didnt have any. Together we do, and if we do...they dont. Lets do this.

Rob

Orlando, Florida
U.S.A.


5 Updates & Rebuttals

Contact me

#20

Sun, December 29, 2002

I feel the only strength we have is our number. They have gotten a whole lot of us. As of now, right now, Im compling a victim directory. You can contact me wiht your reports and any contact information you would like to share. I have ideas I'd like to share, though in a bit more disclosed environment. You can email me at:

[email protected]

I have so many ideas, but I'll need the help of you, the collective violated community. You had been taken advantage of, now lets turn the table. Together I think we can make sure this doesnt happen to anybody else. I'll soon be posting the address of a web site I will be building with the same aim, the destruction of prime one.

Im also compiling a great deal of information about the company , as much as I can find. Id like to pool our resources. One interesting fact I did discover, the number we've all been given? The "Customer Care Number"? Its a company called "Veritech Communications". At least thats what I was able to find. Also based in Canada, just like Prime One/First National Credit...

Please contact me, I really want to use the power of our numbers.


Robert

Orlando,
Florida,
U.S.A.
More information on FNCS and how to suvive them

#3Consumer Suggestion

Fri, December 27, 2002

I had contacted my bank regarding the charge and was given this information about the company.

The issuing bank for FNCS/Prime One is :
Huntington National Bank
614.331.8590

The Trace number for the charge can be aquired by contacting your bank and inquiring about the number for the charge. If you dont get it the first time, try again later, this really depends on the person on the phone.

Dispute the charge directly with your bank. FNCS will put you through a great many loopholes, and after 60 days, you will have a much more difficult time getting your money back, within the first 60 days though you can still contact your bank. RIpoffreport has advised you file an affidavit of unauthorized/fraudulent activity. In fact, here is the link tho their editorial (which can be hard to find) http://badbusinessbureau.com/view.asp?id=13224

Get your money back!


Robert

Orlando,
Florida,
U.S.A.
More information on FNCS and how to suvive them

#4Consumer Suggestion

Fri, December 27, 2002

I had contacted my bank regarding the charge and was given this information about the company.

The issuing bank for FNCS/Prime One is :
Huntington National Bank
614.331.8590

The Trace number for the charge can be aquired by contacting your bank and inquiring about the number for the charge. If you dont get it the first time, try again later, this really depends on the person on the phone.

Dispute the charge directly with your bank. FNCS will put you through a great many loopholes, and after 60 days, you will have a much more difficult time getting your money back, within the first 60 days though you can still contact your bank. RIpoffreport has advised you file an affidavit of unauthorized/fraudulent activity. In fact, here is the link tho their editorial (which can be hard to find) http://badbusinessbureau.com/view.asp?id=13224

Get your money back!


Robert

Orlando,
Florida,
U.S.A.
More information on FNCS and how to suvive them

#5Consumer Suggestion

Fri, December 27, 2002

I had contacted my bank regarding the charge and was given this information about the company.

The issuing bank for FNCS/Prime One is :
Huntington National Bank
614.331.8590

The Trace number for the charge can be aquired by contacting your bank and inquiring about the number for the charge. If you dont get it the first time, try again later, this really depends on the person on the phone.

Dispute the charge directly with your bank. FNCS will put you through a great many loopholes, and after 60 days, you will have a much more difficult time getting your money back, within the first 60 days though you can still contact your bank. RIpoffreport has advised you file an affidavit of unauthorized/fraudulent activity. In fact, here is the link tho their editorial (which can be hard to find) http://badbusinessbureau.com/view.asp?id=13224

Get your money back!


Robert

Orlando,
Florida,
U.S.A.
More information on FNCS and how to suvive them

#6Consumer Suggestion

Fri, December 27, 2002

I had contacted my bank regarding the charge and was given this information about the company.

The issuing bank for FNCS/Prime One is :
Huntington National Bank
614.331.8590

The Trace number for the charge can be aquired by contacting your bank and inquiring about the number for the charge. If you dont get it the first time, try again later, this really depends on the person on the phone.

Dispute the charge directly with your bank. FNCS will put you through a great many loopholes, and after 60 days, you will have a much more difficult time getting your money back, within the first 60 days though you can still contact your bank. RIpoffreport has advised you file an affidavit of unauthorized/fraudulent activity. In fact, here is the link tho their editorial (which can be hard to find) http://badbusinessbureau.com/view.asp?id=13224

Get your money back!

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