- Report: #67991
Complaint Review: Primerica - Fresno California
-
Author Not Confirmed
Why?
Primerica
4944 E. Clinton Ave, Ste. 209 Fresno, 93727 California, U.S.A.
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Primerica focusing on minority to sell dreams especially those on welfare promising financial freedom selling their family members life insurance without any investment Fresno California*UPDATE: Primerica recognized by Rip-off Report a business opportunity well worth considering - its not for everyone but many representatives make solid commission incomes. Primerica takes appropriate action against representatives conducting themselves improperly, pledges 100% commitment to customer service.!
EDitor's Comment: Rip-off Report Investigation: Primerica gets a POSITIVE RATING in customer support from Rip-off Report and is fulfilling its commitment to provide excellent customer service. Primerica pledges to resolve complaints and address representative issues. For a long time this EDitor had concerns about Primerica because of the number of Reports about them. For many months Rip-off Report was looking into the company, even before they contacted us to resolve any issues and mostly misunderstandings being posted by competitors. With over 100,000 representatives and 6 million clients, Primerica is bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.
Rip-Off's investigation found such complaints, but importantly also found that Primerica is committed to resolving such complaints quickly and doing everything possible to satisfy its clients. It also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. We believe that the number of complaints against this company, whether through the Internet or other channels, is small when put into the context of its enormous size. Most big companies would never commit themselves like Primerica has. Read our investigative Report and Primerica's commitment to 100% consumer satisfaction.
www.primerica.com provides products and services through independent representatives. Primerica www.primerica.com has more than 100,000 licensed representatives who serve more than 6 million clients in the U.S., Canada, Puerto Rico, Spain and the United Kingdom. Through a Financial Needs Analysis www.primericafna.com, the companys representatives provide a snapshot of a familys financial picture and suggest a strategy for financial security via Primericas products and services www.primericafinancialsolutions.com. Primericas business opportunity is attractive to people from many different backgrounds, including women www.womeninprimerica.com, African-Americans www.primericaaalc.com, Hispanics www.primericalatino.com and young adults www.generationprimerica.com.
If you are a minority, beware. Primerica agents are focusing on recruiting new insurance agent and selling them the American financial dreams of being financially independent. They are promising individual that they will make alot of money, can have their own office, free field training(this is just away of getting themself into your home to sell you term life insurance and if you did not know it, you did not make any money from their sales), they ask you to give them a name list of your relatives(normaly 100 names list) so they can train you with your relatives so you can learn the business. Their belief is that if you purchase term and invest the difference while you are young, and have debts(such as homes, credit cards, autos, younger children) you can make so much money with your investment, by the time you are older, you do not need any life insurance because your debt obligation is paid off, this is a better plan, because it is so cheap. Why would you fall for this idea, when you are an older person, on Welfare, government assistance program, dissability income, etc.? You are wasting your money for a life product you can not use, you have to die before your term of maximium of 20yrs or your money that you need to live daily are just paying for someone(Primerica agent) commission. It is hard to belief this, but I was an agent and now quit because I did not want to be involve with an organization that takes money from the elder,poor and incapable minorities. Many minorities are lured to this business because they do not know any other means of business and thinks that they are so welcome and praised by such a large company as CitiGroup. Beware, my friends, I hope this is a small flag to help make a wise decision before you put all your money, time,energy, and beliefs and trust with someone and get taken for your American Dream. Nothing comes easy. Take care. Geena Fresno, California
U.S.A. Click here to read other Rip Off Reports on Primerica
If you are a minority, beware. Primerica agents are focusing on recruiting new insurance agent and selling them the American financial dreams of being financially independent. They are promising individual that they will make alot of money, can have their own office, free field training(this is just away of getting themself into your home to sell you term life insurance and if you did not know it, you did not make any money from their sales), they ask you to give them a name list of your relatives(normaly 100 names list) so they can train you with your relatives so you can learn the business. Their belief is that if you purchase term and invest the difference while you are young, and have debts(such as homes, credit cards, autos, younger children) you can make so much money with your investment, by the time you are older, you do not need any life insurance because your debt obligation is paid off, this is a better plan, because it is so cheap. Why would you fall for this idea, when you are an older person, on Welfare, government assistance program, dissability income, etc.? You are wasting your money for a life product you can not use, you have to die before your term of maximium of 20yrs or your money that you need to live daily are just paying for someone(Primerica agent) commission. It is hard to belief this, but I was an agent and now quit because I did not want to be involve with an organization that takes money from the elder,poor and incapable minorities. Many minorities are lured to this business because they do not know any other means of business and thinks that they are so welcome and praised by such a large company as CitiGroup. Beware, my friends, I hope this is a small flag to help make a wise decision before you put all your money, time,energy, and beliefs and trust with someone and get taken for your American Dream. Nothing comes easy. Take care. Geena Fresno, California
U.S.A. Click here to read other Rip Off Reports on Primerica
1 Updates & Rebuttals
Randy
Fresno,California,
U.S.A.
I am a former Primerica agent who knows Mr Fisk all too well! ..the cult like environment at Primerica
#2UPDATE EX-employee responds
Wed, October 08, 2003
Geena,
I know exactly what you are talking about! Your former RVP, Mr. Fisk is only making $3-4,000/month, and he is in his 16th year with Primerica!
Mr. Fisk and Primerica focus heavily on minority groups and also those who have little to no education. These kinds of individuals are dying for attention and need to feel that they are a part of something, thus the cult like environment at Primerica is perfect for them!
These guys are like snakes, and once you leave there cult, you then become the antichrist.
I live in Fresno and have jioned another firm where you don't have to go to meetings, and sell to your friends, and recruit and do cold calling.
My agency has recruited over 80 vice presidents within my hierarchy over the last 19 months! Well over 90% of those RVP'S came from Primerica. Why are people leaving Primerica in absolute droves? Because they are all broke!!!! As mortgage rates go up, it's going to get a lot worse for those guys real fast! If you are interested in what I am doing, e-mail me and I can help you! I have teams in 39 states, and they are all direct to me, no networking!
