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  • Report:  #107482

Complaint Review: Providian - Emerge - Dallas Texas

Reported By:
- Mountlake terrace, Washington,
Submitted:
Updated:

Providian - Emerge
http://www.providian.com/home/contact_us.htm Dallas, 75266 Texas, U.S.A.
Phone:
800-647-8641
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
We had filed bankruptcy and included my providian account, the lawyer sent out freeze account papers to all of our accounts including providian (freeze accounts means just that : no activity allowed on the account until the bankruptcy is cleared) and then the bankrupsty was approved, so that was all i thought, until i checked my credit report, it said i had a account with providian AND a account with EMERGE mastercard (wich i had never heard of)wich was not included in the bankruptcy and charged off due to non payment.

it turns out that 3-4 months AFTER providian was supposed to freeze the account, they sold it to EMERGE , wich is 100% illegal so now i have two accounts worth over 7,000.oo that are delinquent on my report even though i only had the one providian one worth 1700.00 , the main problem is PROVIDIAN SOLD A FROZEN ACCOUNT AS ACTIVE TO EMERGE, without telling anyone, not even a notice to me, so for a year it was building late charges, what do i need to do?

Jay

Mountlake terrace, Washington
U.S.A.


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