I am also a victim of Rue. When I first had someone calling me regarding Rue. I was told that you only pay for what you use. Now I have been told that I am responsible for the whole thing. There are added expenses that you are not told about. For example, enrolling into Excelsior College, exam fees, clinical fee. Inaddition, they add late fees to your late payments. I asked to speak to the lady that first called me, they had no direct answer.