This company claim they could set appointments. I transfer 580.00 into there bank of america account. They said that they would deliver 20 pre set appointment for Final expense. Every appointment I went to did not no what I was talking about. I told the company with the first 4 leads they sent that no one had a clue of there appointment. I then fax in a sheet to Rosemary and she was to review the call. She sent a voice recording back with the appointment setter Pearl west. She doesn't speak very good English it was awful her voice. Anyhow the call didn't sound like any of the clients I spoke to. So those leads where not replaced. I asked to have a different appointment setter they agreed and still ended up having Pearl West. So I asked for a refund Tony Richardson's said no refunds anyhow end up sending more appointments no one new the reasonwhy I was at there home. This company is a scam do not used them.. I want my money back.. God doesn't like ugly they will pay for this.