John
Louisville,#2Consumer Comment
Thu, October 25, 2007
I eventually found out they're related to one of my cardholders Aspire -------------------------------- These predatory lenders are like magicians...they have multiple tricks up their sleeves to trick and con you. They have one favorite trick that they LOVE to play and they might being doing it here: They might have already approved you for the card and they most likely have assessed $75 up to $150 in fees....The LOVE to let several months go by without your not receiving a statement so that they can let the card accrue HUGE late, over the limit and other assorted "creative" fees....Don't be surprised if three months go by without receiving a statement...then boom...you start getting collection calls for your $600 balance. I would send them a letter via Registered Mail with Return Receipt, requesting whether you have been approved...If so, what is the account balance and due date. Write the registered mail # on top of the letter. KEEP ALL COMMUNICATION in writing and send the letter via Registered Mail with Return Receipt. Talking with them will get you no where.