- Report: #1372174
Complaint Review: Sarchione Chevrolet - Atwater Ohio
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Sarchione Chevrolet
1572 OH-44 PO Box 246 Atwater, 44201 Ohio, USA
Phone:
330-325-9991
Web:
www.sarchionechevrolet.com
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Sarchione Chevrolet Sarchione Auto Group,Santander Consumer ,Finance Company, Jeep Stolen by Paperwork Randolph Ohio
Oct 7th 2014 i went to Sarchione Chevy to purchgase a 2006 Jeep Liberty, all the documents very clearly listed me as the buyer of the Jeep.
When the paperwork was completed and financing approved, the Jeep was titled to the co-buyer. This is clearly paperwork created to be a straw purchase car deal and is fraud.
Even the finance company Santander Consumer is allowing the fraud transaction. Since that the Co-Buyer has stopped making the scheduled payment and the vehicle is titled in their name, I can not repo, obtain the vehicle and I am responsible for all the payments due.
Now out over $2000 trying to recover the Jeep from the Co Buyer who is driving and has been for more than a year now, not insured and not maintained mechanically, I am and have been seeking ways to recover the Jeep from the Co-Buyer.
Sarchione Chevrolet, used slick tactics in the finance office to obtain the signatures needed to sell a car, in all essence they Stole the Jeep from me in the Paperwork.
2 Updates & Rebuttals
Jimmy J
Munroe Falls,Ohio,
USA
Your issue isn't Sarchione's
#2Consumer Comment
Tue, June 20, 2017
Im sure you were well aware of the the credit and character nature of this person you cosigned for. Sarchione's got a dificult deal done for you that you signed for and when you let it go bad its now sarchione's fault. How does that seem fair. When a cosigned deal gos in default it is the cosigners obligation to cover the note. Thats how it works. Your blaming sarchiones because you tried to help someone and they burnt you. Then you go put a sign in your yard like some retail terrorist. The sarchiones auto group goes above and beyond to take care of thier customers. In this case they can not help you. You signed as the additional responsible party. They gave you what you both wanted. A vehicle. You claim of ripp off is very unfair. The only way to get the title is to pay the loan as you agreed to and file a court order for the vehicle. A sign in your yard doesnt do anything but make you look bad. The sarchiones are a wonderful family that give to several differnt communitys and charities. When you cosign you are financing the vehicle also. You signing the loan agreement is stating that you will cover the loan if it the party signed for defaults. Your issue is with the person you signed for not sarchiones. Please take your sign down it really makes the neiborhood look bad. You guys are looking like Kathy Griffith.
Robert
Irvine,California,
USA
Your issue...
#3Consumer Comment
Wed, May 10, 2017
Your issue seems to be more with the person you cosigned the loan with who has shockingly failed to pay on the loan. But then one has to wonder why you seem surprised that you are in this situation.
Santander is a "Sub-Prime" lender, meaning they lend to high risk people who have not proven they can handle credit. But they wouldn't even trust this other person without another sucker..err..borrower responsible for the loan. If that didn't send up enough red flags to you I really don't know what would.
Now, as for you being on the title. Have you personally verified with the DMV that you are NOT a registered owner, or are you just guessing? Noticed I said "a" not "the only" registered owner. As generally it is impossible to be responsible for the loan but not put on the title of the car. Yes it will be listed as "AND" on the title with the other borrower, but it would be listed that way regardless of what position you had in the loan.
But even if you are on the title, you technically could not "repo" the car as you are not the legal lienholder(that is the finance company). Now, you could take possession of it but any debate over that becomes a civil matter between you and the other borrower and the agreement(hopefully based on but i have a feeling NOT what you put in writing) as to who was really responsible for the payments.
You of course have a copy of the key..right? I mean you weren't dumb enough to hand over the car to the other person with the "trust" that if they ever stopped paying they would just hand over the keys. So if you are on the title why not just take it back and if the other person pushes it take it to court?
Seems like there is some information missing here.
