Rich
Buffalo,#2Consumer Comment
Sat, January 01, 2005
Ive used payday loan companies before. What is the problem? For every 100.00 I borrowed i had to pay back 25.00 plus the original loan. I was permitted 4 extensions, if i extended i paid back 25.00 , then on my next pay day i still owed the original 100.00 plus the 25.00. SO WHAT!!!!! I wouldnt advise doing it, but if you have to its your own fault. I read the arrangement BEFORE i agreed to anything. Ive taken money a couple of times since in fact. Now i only pay 20.00 for every 100.00 because ive paid back as agreed. Still not a good scenario. Unless of course you need it.
Cashus
Uglukark,#3Consumer Comment
Wed, December 29, 2004
I have to agree with Joe Millionare. For those who use such a service. Wouldn't it make sense if you ask questions first, and then of course understand the answers before proceeding with the application? I have dealt with many clients in the past who didn't know what "pending issuance" meant. Like where did some of you go to school. I found it rather unusual for those who have such successful positons within their place of employment, who are analysts, managers and directors, and health care professionls who had no idea what that means. For those of you who don't know proper English...awaiting issuance would be You the consumer awaiting the Issue of your funds. Again, waiting on funds to be released. Along with most companies, there are policies and proceedures that one must follow, and of course, laws the have to be abided by. Why would some of you, who obviously had a bad experience, proceed to speculate on how the company is not following the laws of the United States when it comes to loaning? Do you honestly believe that this company would still be operating? I would like to make a suggestion...do the homework before you start to assume that they are in the wrong. Some people don't understand that they are a pay day loaning company. PAY DAY TO PAY DAY. Not MONTH long loans! If it were a month long loaning company, they would advertise that. Don't you think? Ask questions before you proceed. You will find that you will save yourself the hassel of dealing with such businesses. As for those who continue to use Sonicpayday, my suggestion would be to quit while you can. Why pay money to borrow money. Go out and get a loan from your bank.
Cashus
Uglukark,#4Consumer Comment
Wed, December 29, 2004
I have to agree with Joe Millionare. For those who use such a service. Wouldn't it make sense if you ask questions first, and then of course understand the answers before proceeding with the application? I have dealt with many clients in the past who didn't know what "pending issuance" meant. Like where did some of you go to school. I found it rather unusual for those who have such successful positons within their place of employment, who are analysts, managers and directors, and health care professionls who had no idea what that means. For those of you who don't know proper English...awaiting issuance would be You the consumer awaiting the Issue of your funds. Again, waiting on funds to be released. Along with most companies, there are policies and proceedures that one must follow, and of course, laws the have to be abided by. Why would some of you, who obviously had a bad experience, proceed to speculate on how the company is not following the laws of the United States when it comes to loaning? Do you honestly believe that this company would still be operating? I would like to make a suggestion...do the homework before you start to assume that they are in the wrong. Some people don't understand that they are a pay day loaning company. PAY DAY TO PAY DAY. Not MONTH long loans! If it were a month long loaning company, they would advertise that. Don't you think? Ask questions before you proceed. You will find that you will save yourself the hassel of dealing with such businesses. As for those who continue to use Sonicpayday, my suggestion would be to quit while you can. Why pay money to borrow money. Go out and get a loan from your bank.
Cashus
Uglukark,#5Consumer Comment
Wed, December 29, 2004
I have to agree with Joe Millionare. For those who use such a service. Wouldn't it make sense if you ask questions first, and then of course understand the answers before proceeding with the application? I have dealt with many clients in the past who didn't know what "pending issuance" meant. Like where did some of you go to school. I found it rather unusual for those who have such successful positons within their place of employment, who are analysts, managers and directors, and health care professionls who had no idea what that means. For those of you who don't know proper English...awaiting issuance would be You the consumer awaiting the Issue of your funds. Again, waiting on funds to be released. Along with most companies, there are policies and proceedures that one must follow, and of course, laws the have to be abided by. Why would some of you, who obviously had a bad experience, proceed to speculate on how the company is not following the laws of the United States when it comes to loaning? Do you honestly believe that this company would still be operating? I would like to make a suggestion...do the homework before you start to assume that they are in the wrong. Some people don't understand that they are a pay day loaning company. PAY DAY TO PAY DAY. Not MONTH long loans! If it were a month long loaning company, they would advertise that. Don't you think? Ask questions before you proceed. You will find that you will save yourself the hassel of dealing with such businesses. As for those who continue to use Sonicpayday, my suggestion would be to quit while you can. Why pay money to borrow money. Go out and get a loan from your bank.
Jane
Fresno,#6Consumer Comment
Fri, December 10, 2004
Ok, this is in response to "JoeMillionaire"s comment. First of all, who are you to express your opinion on us AMERICANS (that's including you Joe) when you said yourself you have worked for these places. You have the nerve to say something about "food stamps" and "pampers" when YOU admitted you've worked for a place like this? That's called IGNORANCE. You are just as bad to work for a place like this as to be one whom loans from a place like this. Get a life, mind your own business, and JOE.......Get a real job! I'm sure you have a Bachelor's in Payday Loans right? Right.
Joemillionaire
Dogpatch,#7UPDATE Employee
Sun, April 18, 2004
Ok, I've heard lots of complaints about this company, and I've heard more than enough. First of all, if you morons sent the documentation they ask for right off the bat, you won't have these problems. As for the expensive interest....IT'S A PAY DAY LOAN COMPANY...YOU PAY IT OFF ON YOUR PAYDAY!!! If you don't pay it off when you're supposed to, then you deserve to pay the high interest rates. I've heard so many people who talk about how they're going to sue, well go right ahead, cuz if you can afford the lawyer (who will laugh in your face and dismiss your case anyway), then you can afford to pay the interest. I've worked for these companies before, and I know how they work. Give them what they ask for, you get what you want. But if you try to f around, they'll give you the shaft, AND RIGHTLY SO!!!! IF YOU VAPID AMERICANS COULD UNDERSTAND THE DIFFERENCE BETWEEN "APPROVED" AND "PRE-APPROVED", THEN MAYBE YOU WOULDN'T BE CASHING IN YOUR FOOD STAMPS TO GET SOME PAMPERS!!!