In Jan 2013 I received a wage garnishment for $7000. When I contacted the company that it was from, States Recovery Systems I was told it was from 1996 And was from an empty envelope I had deposited into a Wells Fargo ATM. When I informed States Recovery that I was never served and do not live at that address anymore, The person on the other line started yelling at me telling me I was served! Then I politely asked her what this was about. She stated that In 1996 I put an empty envelope into the ATM and then withdrew $1,300. I was outraged! are these people that ignorant? its impossible to withdraw $1,300 from an ATM! I immediately went to a Wells Fargo to complain but I was told that I am a valued customer. They even gave me a loan for $21,000.00 for a new car in 2007. Also, I asked why was I never informed when I worked at the same place for years and had a Wells Fargo Checking and Savings account for all these years? I also went for Legal Advice and the attorneys said thesebcompanies are infamous for creating false claims, waiting for years in order to sue for interest and penalties and as long as you are never served they go behind your back and can garnish your wages for thousands of dollars!, I'm outraged that this company is still in business and can get away with this! The are unethical, rude and basically crooks! If I owed the debt I would gladly pay it back. But this whole thing is a scam that States a Recovery hasbeen pulling on innocent consumers! Eventually they will be brought down. They can't be allowed to continue taking consumers to court without the consumer knowing. That is illegal, and immoral and they are violating State Bar ethics.
Ken
Colorado,#2Consumer Comment
Tue, April 15, 2014
I could NOT find Ranching Cordova ANYWHERE in California.
Tyg
Pahrump,#3General Comment
Tue, April 15, 2014
Other then them not informing you, the main question you have to ask is DID YOU DO WHAT YOU ARE ACCUSED OF?? Point in fact, you can pull almost $5000.00 out of an ATM, it all depends on how your account is setup. SO DID YOU DO WHAT YOU ARE ACCUSED OF??
IF you did then your complaint is still valid, only in the fact that they did not get ahold of you at your CURRENT address. If they DID send you a summons to the address THEY have on file, then they did THIER part. And the judgment against you IS NOT false. It may be the wrong person, but I doubt it. You have a LEGAL JUDGMENT against you. You will have to retain a lawyer if you wish to get this situation resolved.
If you DID do what you are accused of, then you really dont have a place to complain. It would have been done BY you and they are just recovering thier money plus interest. Just because YOU cannot charge interest doesnt mean that it isnt going to add up over the years. And it has in your case. You MAY or MAYNOT have done this yourself. It MAY have been someone who had access to YOUR account. If thast the case, then YOU are still responsible for YOUR account. That would mean that someone you trusted and gave that information to used it to screw YOU over. Does it suck?? DEAR GOD YES!!!!!!
Is it "fair"? No, but it is what it is. YOUR account was used in some form of fraud. YOU are responsible even if you dont like it. To quote my grandfather "S*** happens". Thems the breaks. If someone you know DID get your card and info then you will have to go after them. The bank acted in good faith. They didnt just make up the situation. They didnt just grab a list of accounts and throw a dart at it and screwed the customer who it landed on. There WAS a situation that DID happen with YOUR account. Odds are that the charges are correct and you need to accept that its not just going to disappear. You can get a judgment reversed if you can prove that what happend to you was NOT in your control. It could have been identity theft. But all of this is going to require you to spend money to get it resolved. Now if it was ID theft then AFTER your case is resolved, you will have the chance to go after both the bank itself and the lawyers that got the judgment on you. You will have a nice civil suit. But that is ONLY if the charges against you are false.