This Company over the past 5 years has been charging my insurance company about 43% more than it would an individual. This may seen like a nice thing to do, but in reality it is deceptive and dishonest and is not in my best interest.
I have a cap on my insurance coverage therefore with them charging 43% more than necessary, all in the name of greed, I am approaching that cap at an alarming rate. To date I have spent about $200,000.00, therefore, my insurance has paid out over $80,000.00 more than necessary. As the years pass I could desperately need that $80,000.00 to ensure coverage for as long as possible.
I have a terminal disease and confronting the mammoth pharmaceuticals and pharmacies is extremely stressful and very debilitating, however, I must if I want to stay insured 43% longer. At the rate they are charging my insurance I will be left without insurance in less than 10 years! I have already used over nearly 8 years worth, therefore, I will be left without insurance in about 2 years. I am 42 years old with a terminal disease, what am I supposed to do when I need to pay over $100,000.00 a year for medical care and medications, I only make $21,000.00 a year in disability. Please Help!!!