Student Aid Center is a total rip off. They charge you $199 a month to enroll you in a loan repayment or forgiveness program that is already offered to you for FREE! They are so friendly and easily accessible when you first enter into an agreement with them but that quickly changes when they start receiving your monthly payments. I was enrolled in a income based program with my loan provider. Student Aid Forgiveness charged me a $199 a month for FIVE months to enroll me in this service and "process" paperwork. I could have enrolled myself in the same program for FREE. Please do not let these people get your hard earn money. After I caught on to them, they treated my so rude. I called up my loan institution and they explained how common this situation is. Do your research and never give money to be enrolled or assisted with your student loans.