David
Orlando,#2Consumer Comment
Fri, September 28, 2012
I wanted to get a 1500 dollar loan from this place, so I called and they said they could not approve the loan. Then they called me back the next day and said they could give me $1,000. They said the other $500 was for fees.
But now I am stuck into a huge loan at about 200% interest!
I had a ton of other bills to, which $1,000 was not even enough to put a small dent in all of my bills.
So I made a hasty decision to get this loan. That was only because my bank and a few other places would not loan me any money and I was desperate.
Now I am having several other financial problems and I'm filing Chapter 7 bankruptcy. I am not going through a Lawyer, I am using a Paralegal instead, because it is much cheaper. My initial paperwork is done, now I just have to wait until I get paid from my very low paying job, then I will take it to court.
I called Sure Advance and told them that I'm filing bankruptcy and I need to cancel my auto pay to them. They said they can't do a stop payment on my account at this time, not until I go to court and get a case number. Then I need to call them back with it.
They said that's the only way to stop the allotment from going put from my bank. My bank said they can't cancel the allotment either and I have to stop it by contacting the company.
My Paralegal is the one who told me to cancel all my bank allotments.
Now they intend to take another payment out of my bank account on the 5th of Oct. Which I guess will not be really bad, considering I am filing bankruptcy. After I file, they won't be able to take anymore money out of my account, because Chapter 7 will wipe it away along with everything else and it will be illegal for them to take anymore money out of my acct.
Originally they said they would wait one month before they started taking payments, but, they started taking money out of my acct a month early! They also took more money then they were supposed to take. Now they are taking $190 a month.
Now thee are charging me for a 1,500 dollar loan, but they only gave me $1,000. That in itself is a rip off, not to mention the ridiculous interest rate!
For me, I don't have to worry too much after next month, because I'm going to go file bankruptcy. However, I don't recommended that you file bankruptcy, because it a scary, bad thing to do.
However, I do suggest, first: Close your current bank account. Secondly: Call the Better Business Bureau and report them.
One other thing: Rip off Report is not the only site like this on line where you can submit reports like this, complaining about and reporting companies like this. ROR, however, is one of the most popular sites that I know of, and it's free. So this is a good starting point for you.
If you Google: "business complaint sites", or something similar, you will get tons of similar sites. The more places you list this, the more people will know.
dimediva
de,#3UPDATE EX-employee responds
Wed, September 21, 2011
For those you have been ripped off by Sure Advance.
As a former employee they are exactly what you said they are theives. They try and tell people that they are bond to the loan because they signed the loan agreement. That is not correct. They purposely send agreements to the emails of people applying on line for payday advancements and as soon as the person opens the mail the document records your IP address and states that it is your electronic signature. And then your right they can never send you a loan doc with a signature on it. Because there isn't one. On top of that they are very nasty when speaking to people over the phone as there staff is full of people who don't have customer service skills or training and most place that are professional would never hire theese people. Unfortunetly I was not aware of that until after I got hired.. However if anyone is stuck in a loan and has paid for that loan ten times over. Contact the Attorney General of the state of Delaware where the company is based. By law if the attorney general gets to many complaints about the company they will be investigated and more then likely shut down. So make sure you contact him. Good Luck !!!!