Complaint Review: Traveler Advantage Auto Advantage Trilegiant Corp - Trumbull Connecticut

I have had this done to me recently, by the same scam artists (Trilegiant). For all of you who keep saying to read the fine print, back off. You don't have to cash the check for them to automatically enroll you in their programs. I received one of those little checks 3 months ago, read the fine print, and promptly shredded it. 2 months late, I saw a charge for 149.99 for an Autovantage membership. At first, I wasn't sure what this was all about, but I called, and I spoke with a woman who told me that I had cashed a check they sent me, and that I had been enrolled in their program for 2 months. I am not stupid. Nobody just sends you a check for $5 for no apparent reason. I did not cash the check. The woman kept insisting that I had. I became very aggravated, and told her that she was to reverse the charge and cancel my membership. 5 Days later, I got another check. This one was from Shoppers Advantage, another one of Trilegiant's scumsucking companies. This may not be fraud in most cases, but I believe it to be fraud in my case. I have contacted the BBB, and my credit card company to be taken off marketing lists.

Very well addressed, Joy. As an employee, I must state that it is very NERVE WRACKING that people do not read what they sign. Let's face it... nothing is for FREE in this world. It clearly states on the checks (both front & back) that by signing it you are agreeing to a 30-day free trial. You are right, many companies use this form of solicitations. I received a $5.00 check once from AT&T that automaticlly switched my phone service to them. If you recieve a check & are not sure what is for, research it first. There is a 1-800 # on the back. Call to inquire what it is for. The representative will explain to you that it is a promotional offer to try their services. By cashing or depositing the check you agreeing to try a 30-day free trial. You have the right to cancel at anytime. If you do not cancel, your account will automaticlly be billed. They do not have ANY of your information unless you cash that check. That is a legal doctument allowing the bank to release your information to them.

I agree with Joy, as an ex employee of Orchard Bank she is absolutely right that every credit card company out there uses these 3rd party vendors and makes millions of dollars monthly selling their services directly and indirectly. I have seen the checks they send out and on the back of the check ion regular print (not fine print) it says by cashing or depositing this check you will be enrolling in a service which you will be billed $XX.XX if you receive any check from your credit card BUYER BEWARE it only takes a moment to read the check and see what is going on. I agree it is a little sleazy but it is not fraud, because you are given the information in writing before you cash the check.. Joy also gave good advice in calling all of your credit card companies and asking to be taken off any solicitation marketing in or out outside of the company

It sounds to my like Orchard Bank and its cronies at Auto Advantage, Traveler's Advantage et al intend to deceive decent customers like Prem by pretending to offer a merely alleged and possibly non-existent "service" of which there's no proof Prem ever ordered. Furthermore it sounds like the cronies are trying to deprive Prem of his property to the tune of $89.95 in the process. Combined, these facts, if proven, would constitute fraud. In any case the facts as related by Prem are not "far from fraud" as you assert. You assume too much in your obnoxious responses, Joy - what the hell's wrong with you? Ed P.

It sounds to my like Orchard Bank and its cronies at Auto Advantage, Traveler's Advantage et al intend to deceive decent customers like Prem by pretending to offer a merely alleged and possibly non-existent "service" of which there's no proof Prem ever ordered. Furthermore it sounds like the cronies are trying to deprive Prem of his property to the tune of $89.95 in the process. Combined, these facts, if proven, would constitute fraud. In any case the facts as related by Prem are not "far from fraud" as you assert. You assume too much in your obnoxious responses, Joy - what the hell's wrong with you? Ed P.

The merchants you are listing above are called 3rd party merchants of your credit card provider every bank has this and in order to aviod it DONT CASH THE LITTLE CHECKS CAUSE IF YOU READ THE SMALL PRINT IT CLEARLY STATES BY CASHING THIS YOU ARE ENROLLING IN TLG BUYERS ADVANTAGE CTS MAGAZINE'S, TLG SHOPPERS ADVANTAGE ECT.......THERE ARE 1000 OF THESE COMPANIES AND THEY DO NOT KNOW YOUR CREDIT CARD NUMBER THERE ABLE TO SOLICT TO YOU BECAUSE YOUR CREDIT CARD COMPANY VISA/MASTERCARD/AMEX/DISCOVER WAMU/CHASE/BOA/CITIBANK SHARES YOUR PHONE NUMBER AND/OR ADDRESS AND YOU EITHER ANSWERED THE CALL TO AGREE TO THE SOLICTAION OR CASHED ONE OF THOSE DECEPTIVE CHECKS..... CONTACT THE MERCH AND THEY WILL TELL YOU THE EMAIL ADDRESS PROVIDED WHEN AGREEMENT WAS MADE TO EXCEPT SOLICTATION..... AND TO STOP THE CALLS, CALL YOUR CREDIT CARD COMPANY AND OPT OUT OF MARKETING EASY AS THAT. DONT GET ME WRONG I AGREE ITS DECEPTIVE BUT IM SICK OF YOU PEOPLE WITH NO TIME USING THIS WEBSITE TO GIVE THE MEANING OF FRAUD FOR THINGS THAT ARE FAR FROM FRAUD..... AND IF YOU WOULD TAKE THE TIME TO REVIEW YOUR STATEMENTS AND DISPUTE IT THE FIRST MONTH THEN THE MERCH WILL CREDIT YOU BUT WHEN THE MERCH HAS BILLED YOU FOR 90 DAYS HOW DO EXPECT PEOPLE TO BELEIVE YOU DIDNT AGREE TO CHARGE BUT HAVENT CALLED ALREADY......