- Report: #222080
Complaint Review: Triad Financial - Mercantile Adjustment Bureau - Sure Tech Recovery - Rochester New York
-
Author Confirmed
Why?
Triad Financial - Mercantile Adjustment Bureau - Sure Tech Recovery
P.O. Box 9315A Rochester, 14604 New York, U.S.A.
Phone:
866-809-7506
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Triad Financial - Mercantile Adjustment Bureau - Sure Tech Recovery ripoff Attempting to recollect on closed accounts Rochester New York
On March 3, 2006 I made an agreement with a John Buckner from the Sure Tech Recovery, LLC to take care of an overdue account. After talking with him I agreed to pay $1066 of the $7104.53 due on my account. The agreement was that 6 Payments of $178 would be made on the 27th of each month. In the signed letter it stated that "Upon receipt of settlement the above party will have no further obligation to Triad Financial on this account." I offered to pay half the amount up front and to break the remainder up over 5 months. Mr. Buckner said that he would have to check with Triad and get their approval. They agreed and the aragements were set.It sounded like a fair exchange so payments were made on the following days for the following amounts:
3-13-06 $566.00
4-7-06 $150.00
5-3-06 $100.00
6-2-06 $100.00
8-2-06 $100.00
Total--------$1066.00
All fine and good....
Until Today.
Today I got a letter from a Grace Kelly From Mercantile Adjustment Bureau, LLC. It state that they are offering a settlement for the uncollected amount on the ballance of $6110.96 and that if I send $1833.28 by 12/24/06 then the account would be settled. My wife then called and was THREATENED with I would be arrested, and they would take my house and my vehicles, and they would attach my wages if it wasn't taken care of. My wife then called me and I called Ms. Kelly. She told me the same thing and then put me in touch with their lawyer. The lawyer told me to do whatever I had to to get this taken care of. Whether it was selling old ball cards on e-bay or deferring my mortgage, or borrow from friends or family whatever I have to do. He also stated that Triad never gave Sure Tech or any other company permission to attempt to collect, I asked him if he had permission, and to hium thta I wanted to talk to his Triad connection to confirm this was the real thing, he responded with, "They won't talk to you." No agreement was made and I am looking into the matter. I tried calling Sure Tech and the three numbers are all disconnected. I think that like in other reports that I have read that Triad keeps selling it's closed accounts rather than meeting their end of the aggrement.
Nathan
Mill Hall, Pennsylvania
U.S.A.
3-13-06 $566.00
4-7-06 $150.00
5-3-06 $100.00
6-2-06 $100.00
8-2-06 $100.00
Total--------$1066.00
All fine and good....
Until Today.
Today I got a letter from a Grace Kelly From Mercantile Adjustment Bureau, LLC. It state that they are offering a settlement for the uncollected amount on the ballance of $6110.96 and that if I send $1833.28 by 12/24/06 then the account would be settled. My wife then called and was THREATENED with I would be arrested, and they would take my house and my vehicles, and they would attach my wages if it wasn't taken care of. My wife then called me and I called Ms. Kelly. She told me the same thing and then put me in touch with their lawyer. The lawyer told me to do whatever I had to to get this taken care of. Whether it was selling old ball cards on e-bay or deferring my mortgage, or borrow from friends or family whatever I have to do. He also stated that Triad never gave Sure Tech or any other company permission to attempt to collect, I asked him if he had permission, and to hium thta I wanted to talk to his Triad connection to confirm this was the real thing, he responded with, "They won't talk to you." No agreement was made and I am looking into the matter. I tried calling Sure Tech and the three numbers are all disconnected. I think that like in other reports that I have read that Triad keeps selling it's closed accounts rather than meeting their end of the aggrement.
Nathan
Mill Hall, Pennsylvania
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Nathan, the basic rules when dealing with third party debt collectors!
#2Consumer Suggestion
Sat, November 25, 2006
Nathan, NEVER speak to ANY debt collector on the phone. Period. no exceptions. It will never do anything positive for you, and will always make things worse. ALWAYS get EVERYTHING in writing. NEVER make a payment to any third party debt collector. paying an old debt will hurt your credit more than just letting it go, AND that payment or even the agreement to pay, resets the statute of limitations and makes the debt legally collectable where it may not have been before. Paying a third party debt collector / debt buyer is the worst thing you can do, as you are then flagged as an easy mark. Always ignore everything but the summons. Make them prove everything. give them nothing. In most cases they will not spend the time and money to sue. You cannot be arrested for any bad debt, and no third party debt collector can take your house or car unless these items are collateral on the debt. These threats are a direct violation of the FDCPA and are illegal. Go to ftc.gov and make a separate complaint for each violation, as enforcement is brough on the number of violations. Individual enforcement can only be done by you through the court.
