The Ultra Vx secured card I noticed on my credit report Equifax has it on my credit report that I owe them 877.00 on my credit report ,but really I was loading this card with my own money back in 2009 so I could rent a car this is a secured prepaid card so how in the world do I owe them money I need help getting this off my credit report I did not know this was effecting my credit ,it says i have 13 missed payments ,if anything they should owe me money for hurting my credit for so many years they are reporting fraudelant charges I dont owe them a dime,can anyone help me get this off my credit?