Angelique
Philadelphia,#2REBUTTAL Owner of company
Tue, December 30, 2008
We at Unique Motors were very disappointed to see the negative report filed by one of our former customers. We strive to work with numerous lenders and banks to get the best loans for our customers given their prior credit history. Unfortunately, sometimes information provided by customers is rejected by the lenders once subjected to further scrutiny. When that happens the loan is then rejected by the bank. At the time of the transaction, we fully believe and expect all or our customers to provide true and accurate information so that the loan will be accepted as presented and therefore the car is sold to the customer on the spot, pending further investigation by the bank. However, if the lender later finds out that the information provided by the customer is not as it should be, then they have the right to not approve the loan and the contract is void. In that situation if there is no financing the car must be returned. If the car is not returned in a timely manner, then we must incur charges to repossess the car. Many times the car is recovered with damage and increased miles, especially in the case where someone has kept a car for several months. Any money paid for a deposit will be reconciled against the present value of the car in addition to the costs of repossession, taxes and all other administrative fees. AG Philadelphia, PA