Complaint Review: UNITED AMERICAN INSURANCE COMPANY - MCKINNEY Texas

Ever notice that the models used in Ads for United American and Apple One Employment services are the same? Specifically the short haired guy with the goatee and suit (even the tie is the same) and the lady with light brown skin and the short haircut and the tan suit (most prominent on the Apple One ads). I think this is curious, given the complaints about how references listed by Apple One job seekers are reportedly called and solicited for services or employment by AppleOne, and the reported lack of jobs actually available to those jobseekers, and also given the rapid turnover and questionable interviewing and employment strategies used by United American and American Income Life (both Torchmark subsidiaries). I have gone to an AIL interview, and can attest to the truth of comments made regarding scripting and the apparent willingness to hire Anyone! instead of the most qualified individuals to sell their product. I have neither the time nor the legal knowledge to ponder the implications of any relationship between the Companies I mentioned. Maybe someone else out there does. I just think it is unusual that the ads were apparently photographed on the same day so as to use the same models in the same clothes... Kind of makes you wonder, or be curious as to what the heck is going on with the employment service/lead generation industry. Be very careful when applying for anything if you are asked for your SS# or References, and be very careful when dealing with Employment Agencies by asking who the client is and if the job is actually available before signing up for services or giving out Information.

I have seen this before and again it makes my blood boil. You who say your "need to be critical override your ambition" might want to get a reality check. Did you have a steady other source of income or support during that time period of starting off? IF so that must be nice thing to persue your ambitions with out worry. Most people in the world have a need to provide shelter and food first and foremost before chasing their ambitions or dreams. Yes life is about taking chances, but not reckless ones. Thoses who feel that they have to insult others to make a point does not make one feel that they would want to do buisness with them in the future. In today's age of the internet what you say is recorded for all to see and reflects you and your company. I find it hilarious that companies like yours appear all the time on the internet and news in a horrible lime light as scams. Yet real companies have the normal wear and tear. keep up the good work leaping off the cliff.

I saw an ad in the local paper in my city in 2002. When I called they directed me to a hotel for a group interview. Obviously, it was for room size. There were probably 200 people. I was one of about 6 women. I listened intently as they gave the overview, with many questions in my mind. However, the president of the sales division actually happened to be in town during that hiring session and was kind enough to allow me to speak with him afterwards regarding any unanswered questions. I still was skeptical, but as I was leaving I saw a man that used to go to church with me and ironically, he was the branch manager of the local office. I went to work for United American in December of 2002 and the first year was #17 in the branch division for 2003. The reason why they won't pay for your initial license is because if you are not willing to have some investment, your seriousness for the job may be questionable. I have been to Boston, winning a divisional contest. I have been to the Bahamas, Paradise resort for qualifying for the convention. I have been to Lake Tahoe and Los Angeles and more. I am sad for you that you allowed your need to be critical override your ambition. Life is about chances. If had not taken a chance on UA, I would have missed a great opportunity. Now that the economy is suffering, I am the only one in my family with a job. I make enough to provide for 2 incomes. Those types of jobs are hard to find. YOU REALLY MISSED THE BOAT!

As mentioned in my title of this rebuttal, people just don't understand. Yes, you may pay money to work with UA, but that money isn't going to the company, its going to the state in which you reside. That money is for your state license to sell insurance. You can't sell insurance without one. United American, or any insurance company, DOES NOT benefit from the money one pays to get an insurance license. Complain to your insurance commissioner of your state, or better yet, write a report on this site about your state's insurance department. They are the ones pocketing your money, not us! We help with the process of getting licensed, thats all!! We aren't scammers or crooks, we are just offering the opportunity to be financially secure to everyone.

I have to agree with one point here...the recruiters' script for calling people for interviews isn't something I would feel comfortable doing. It *is* a cattle call. If you had a bad experience, sorry - a lot of the agents in training and new agents are young folks with limited experience in corporate america, and those are appealing applicants because they can be freshly trained, and don't have 10 years of experience in customer service that is going to be counter-intuitive to our way of doing business. I'll say this though: Working at United American is a GREAT way to find out how much you're worth. Lazy people and stupid people *WILL* wash out. If you're not willing to work for money, and want to sit at a desk using AOL Instant Messenger 5 hours a day, and collect a paycheck for it every two weeks, this is not for you. You get paid exactly what you're worth. A lot of folks come to work for us and find out that they aren't worth very much, and can't afford to pay the bills with what they make. *shrugs* Sounds kind of like the OP here - too lazy to go into an interview because a low-paid recruiter wouldn't give them a telephone interview. Granted, I don't know the specifics here but...again, *shrugs* To each their own. But don't blame a company for not catering to your needs and desires when you're too lazy to show up to an interview.