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  • Report:  #193244

Complaint Review: United Collections Bureau - Toledo Ohio

Reported By:
- paris, Texas,
Submitted:
Updated:

United Collections Bureau
5620 Southwyck Blvd. 203 Toledo, 43614 Ohio, U.S.A.
Phone:
419-866-6227
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
United Collections Bureau keeps calling me at work after they have been repeatedly told not to. This has been going on for several weeks now. They have asked my Co-Workers if they could speak to my boss and Human Resources about my debt. Yesterday morning someone else called me at work and I told him not to call me at work. He asked when I would be home and I told him I did not know. He said OK and hung up. Yesterday afternoon another man from UCB called me at work and I told him not to call me at work and I hung up. He called right back and said as long as I keep hanging up on him he is going to call right back. This went on for about 4 or 5 times.

So I finally just listened to him. He said why don't I quit being a loser and pay my bill. I told him I don't have it. He said go borrow it. Sell your house, ask your neighbors, friends, family, grandparents, father, mother, etc... and kept going on and on. He kept saying pay your bill, pay your bill. I kept telling him I did not have it. He said why don't I call all your neighbors and tell them what kind of person you are and that you owe $XXX and that they should not want to live next to you. How do these people get away with this? It's not that I don't want to pay my debt, I don't have it right now.

My daughter has heart problems and right now her medical bills take priority over this. But they don't care when you try to explain your situation. Anyway it's in God's hands now because I have prayed to him about it and asked him to take control of this situation. I have always been told that people who treat God's children wrong will suffer his justice.

C-

Paris, Texas
U.S.A.


10 Updates & Rebuttals

Tracy

Akron,
Ohio,
U.S.A.
i also have been a victim of UCB

#2Consumer Suggestion

Fri, July 14, 2006

The reason that UCB continues to get away with all the violations with the FDCPA is that there are very few attorneys that will take these kinds of cases. I did manage to get a law firm to take my case agaisnt UCB but then 2 months later they told me there is no precedent in the state of Ohio for FDCPA violators. They dropped my case. UCB knows that the only way they can be held liable for the gross violations they use on a daily basis is the have the Federal Trade Commission file a class action suit against them. I tried and the FTC told me they dont have time for individual complaints. We have to get together and storm the Federal Trade Commission to let them know UCB violates just about every code there is.


Jodi

Toledo,
Ohio,
U.S.A.
PLEASE GET THEM

#3UPDATE EX-employee responds

Tue, July 11, 2006

I dont have an account with them, however, I used to work for their other company, and was fired because the manager diagreed with me. After a long drawn out process, I did begin to receive my unemployment, but it was only after they LIED to the state and told them they fired me for a fight with my supervisor, but I kept on fighting it and won. This company is one of the most unethical companies I have ever worked for!


Jodi

Toledo,
Ohio,
U.S.A.
PLEASE GET THEM

#4UPDATE EX-employee responds

Tue, July 11, 2006

I dont have an account with them, however, I used to work for their other company, and was fired because the manager diagreed with me. After a long drawn out process, I did begin to receive my unemployment, but it was only after they LIED to the state and told them they fired me for a fight with my supervisor, but I kept on fighting it and won. This company is one of the most unethical companies I have ever worked for!


Jodi

Toledo,
Ohio,
U.S.A.
PLEASE GET THEM

#5UPDATE EX-employee responds

Tue, July 11, 2006

I dont have an account with them, however, I used to work for their other company, and was fired because the manager diagreed with me. After a long drawn out process, I did begin to receive my unemployment, but it was only after they LIED to the state and told them they fired me for a fight with my supervisor, but I kept on fighting it and won. This company is one of the most unethical companies I have ever worked for!


Jodi

Toledo,
Ohio,
U.S.A.
PLEASE GET THEM

#6UPDATE EX-employee responds

Tue, July 11, 2006

I dont have an account with them, however, I used to work for their other company, and was fired because the manager diagreed with me. After a long drawn out process, I did begin to receive my unemployment, but it was only after they LIED to the state and told them they fired me for a fight with my supervisor, but I kept on fighting it and won. This company is one of the most unethical companies I have ever worked for!


Alma

Menlo Park,
California,
U.S.A.
Go after them because of FDCPA violation

#7Consumer Suggestion

Fri, May 26, 2006

Do a search for FDCPA (FAir Debt Collection Practices Act) You can find many rules that these scumbags violated. For example: 805. Communication in connection with debt collection (for details read the Act) Those guys violated every word of it.... Or quote from 808.: The following conduct is a violation of this section: (2) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector's intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit. (4) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument. It means that the CA cannot force/ accept any "scheduled" payment without WRITTEN notifiacation. Deifinitely CA is forbidden to deposit any check (charge your checking account) prior the date in this WRITTEN notification. My recommendation would be to write a certified letter to the collection agency, quote all the violations, mention, that you send the same letter to the State Attorney (and do it). Do NOT sign the letter you send to the collection agency. I would not recomend further phone communication.


Amber

Bremerton,
Washington,
U.S.A.
they also commit bank fraud

#8Consumer Comment

Fri, May 26, 2006

I unfortunatly also have an account with UCB. I owed Sears about 2k. I called them to set up payments with a "Ms. Jullien". Deposit of 610.00 then payments equaling 330 dollars for for four months to pay it off. Told me that they could only run it as an ach/check out of my account. They ran March's payment twice, one day after the other. I called them on this (to make sure at least the money was credited to my account, I owe it, Im gonna pay it), and the man who took my call tried to get the 700 balance out of me right then and there. I advised him that they already got about 1300 out of me that month, I couldnt give him more. He proceeds to leave strange voice mails saying I am "ignoring my debt" (um, hello, what was that 1300 I gave you?) He called me at work and demanded I give him another check number. I told him he got May's payment and to stop calling. He continued, spoke with a "supervisor" who told me he would tell him to stop calling..he didnt. He was even calling my husband (who wasnt married to me when I aquired this debt nor is on the account) and was asking for him as "Kyle Travis", not his last name, the last name of my ex husband. Since they kept harassing me after repeated attmepts to get them to stop I called Bank of America, whom I bank with and asked them if I could prosecute for bank fraud (for running the same check number twice) she said yes I could. The next time he called I told him I was prosecuting for bank fraud, and that I was contacting an attorney becuase of them trying to get my husband involved in a matter that did not pertain to him. They havent called me since...and I am thinking after reading what they have done to others maybe just going after them for bank fraud.


Amber

Bremerton,
Washington,
U.S.A.
they also commit bank fraud

#9Consumer Comment

Fri, May 26, 2006

I unfortunatly also have an account with UCB. I owed Sears about 2k. I called them to set up payments with a "Ms. Jullien". Deposit of 610.00 then payments equaling 330 dollars for for four months to pay it off. Told me that they could only run it as an ach/check out of my account. They ran March's payment twice, one day after the other. I called them on this (to make sure at least the money was credited to my account, I owe it, Im gonna pay it), and the man who took my call tried to get the 700 balance out of me right then and there. I advised him that they already got about 1300 out of me that month, I couldnt give him more. He proceeds to leave strange voice mails saying I am "ignoring my debt" (um, hello, what was that 1300 I gave you?) He called me at work and demanded I give him another check number. I told him he got May's payment and to stop calling. He continued, spoke with a "supervisor" who told me he would tell him to stop calling..he didnt. He was even calling my husband (who wasnt married to me when I aquired this debt nor is on the account) and was asking for him as "Kyle Travis", not his last name, the last name of my ex husband. Since they kept harassing me after repeated attmepts to get them to stop I called Bank of America, whom I bank with and asked them if I could prosecute for bank fraud (for running the same check number twice) she said yes I could. The next time he called I told him I was prosecuting for bank fraud, and that I was contacting an attorney becuase of them trying to get my husband involved in a matter that did not pertain to him. They havent called me since...and I am thinking after reading what they have done to others maybe just going after them for bank fraud.


Amber

Bremerton,
Washington,
U.S.A.
they also commit bank fraud

#10Consumer Comment

Fri, May 26, 2006

I unfortunatly also have an account with UCB. I owed Sears about 2k. I called them to set up payments with a "Ms. Jullien". Deposit of 610.00 then payments equaling 330 dollars for for four months to pay it off. Told me that they could only run it as an ach/check out of my account. They ran March's payment twice, one day after the other. I called them on this (to make sure at least the money was credited to my account, I owe it, Im gonna pay it), and the man who took my call tried to get the 700 balance out of me right then and there. I advised him that they already got about 1300 out of me that month, I couldnt give him more. He proceeds to leave strange voice mails saying I am "ignoring my debt" (um, hello, what was that 1300 I gave you?) He called me at work and demanded I give him another check number. I told him he got May's payment and to stop calling. He continued, spoke with a "supervisor" who told me he would tell him to stop calling..he didnt. He was even calling my husband (who wasnt married to me when I aquired this debt nor is on the account) and was asking for him as "Kyle Travis", not his last name, the last name of my ex husband. Since they kept harassing me after repeated attmepts to get them to stop I called Bank of America, whom I bank with and asked them if I could prosecute for bank fraud (for running the same check number twice) she said yes I could. The next time he called I told him I was prosecuting for bank fraud, and that I was contacting an attorney becuase of them trying to get my husband involved in a matter that did not pertain to him. They havent called me since...and I am thinking after reading what they have done to others maybe just going after them for bank fraud.


Amber

Bremerton,
Washington,
U.S.A.
they also commit bank fraud

#11Consumer Comment

Fri, May 26, 2006

I unfortunatly also have an account with UCB. I owed Sears about 2k. I called them to set up payments with a "Ms. Jullien". Deposit of 610.00 then payments equaling 330 dollars for for four months to pay it off. Told me that they could only run it as an ach/check out of my account. They ran March's payment twice, one day after the other. I called them on this (to make sure at least the money was credited to my account, I owe it, Im gonna pay it), and the man who took my call tried to get the 700 balance out of me right then and there. I advised him that they already got about 1300 out of me that month, I couldnt give him more. He proceeds to leave strange voice mails saying I am "ignoring my debt" (um, hello, what was that 1300 I gave you?) He called me at work and demanded I give him another check number. I told him he got May's payment and to stop calling. He continued, spoke with a "supervisor" who told me he would tell him to stop calling..he didnt. He was even calling my husband (who wasnt married to me when I aquired this debt nor is on the account) and was asking for him as "Kyle Travis", not his last name, the last name of my ex husband. Since they kept harassing me after repeated attmepts to get them to stop I called Bank of America, whom I bank with and asked them if I could prosecute for bank fraud (for running the same check number twice) she said yes I could. The next time he called I told him I was prosecuting for bank fraud, and that I was contacting an attorney becuase of them trying to get my husband involved in a matter that did not pertain to him. They havent called me since...and I am thinking after reading what they have done to others maybe just going after them for bank fraud.

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